128 Canada Street, Hamilton, ON
Kirkendall, Hamilton · MLS® X13026784
About this home
Welcome to 128 Canada Street - an exciting opportunity to own a newly built home in the heart of Kirkendall, making this a standout for buyers seeking modern design in one of Hamilton's most sought-after communities. Offering nearly 2,000sqft of thoughtfully designed living space, this home delivers both style and function. Buyers can expect engineered hardwood flooring throughout, pot lights, oversized windows, and custom built-ins anchored by a gas fireplace. At the heart of the home is a beautifully designed kitchen featuring a large island and a unique walk-in pantry/prep area complete with a coffee bar - a practical and stylish touch for everyday living. Upstairs, the spacious floorplan continues with three large bedrooms and two full baths, including a beautiful primary with escarpment views, a walk-in closet, and ensuite. The lower level truly sets this home apart, boasting impressive 12-foot ceilings, a roughed-in 3-piece bathroom, and a separate walk-up entrance. Whether you're envisioning an in-law suite, home office, or dedicated family space, this level offers exceptional flexibility. Outside, the expansive raised deck extends your living space outdoors, complete with a fully fenced yard, ideal for entertaining family and friends. You're just a short walk to Locke Street, one of Hamilton's most vibrant destinations, known for its cafés, restaurants, boutiques, and everyday amenities. With parks, trails, and top-rated schools nearby, this is a lifestyle defined by both convenience and community.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13026784
- Bedrooms
- 3
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000
- Lot
- 25.36 × 93.73 ft
- Cross streets
- Canada and Locke St S
- Parking
- 1 garage · 3 parking (attached)
- Driveway
- Private Double
- Basement
- Full, Unfinished, Walk-Out
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick Front, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $1 / 2026
- Days on market
- 87
- Listing brokerage
- COLDWELL BANKER COMMUNITY PROFESSIONALS
Rooms
4 Pc Ensuite
2 Pc Bath
4 Pc Bath
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn location, this is a very walkable address with everyday errands close by. LOCKE at HUNTER is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Primary suite: a key comfort and resale feature.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Value driver
- Worth verifying
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 26% above the area average of $591/sqft.
85 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Kirkendall, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: LOCKE at HUNTER, about 93 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,039,999 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,550
- Property tax
- $0
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,550
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $22,475
- Estimated closing costs
- $22,475
Plus your down payment of $260,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $332,989
- Principal paid down
- $132,444
- Interest paid
- $200,545
- Balance remaining
- $907,555
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of COLDWELL BANKER COMMUNITY PROFESSIONALS. MLS®/PropTx.