208-455 Charlton Avenue, Hamilton, ON

Stinson, Hamilton · MLS® X13037528

$399,900
For Sale
Listed 85 days ago
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2Bedrooms
2Bathrooms
1Garage
800-899Sq Ft

About this home

Excellent Value @ Stylish and Modern Vista Condos Built 2020. Live right next to nature while nearby city conveniences! Excellent Central Location - Perfect for Business Professionals working Downtown & Healthcare Workers as its steps to St. Joes Hospital and minutes to many area Hospitals. Open concept Elm layout boasts 811 square feet - 2 Beds, 2 Baths. Corner unit with Escarpment & City Views - Oversized Windows and Sliding Doors provide plenty of Natural Light & Lake views. Freshly painted! Large Quartz Counter in sizeable U-shaped Kitchen with Breakfast Bar & Glass Backsplash. Ample Cupboard space. Stainless appliances include Fridge, Stove, Microwave/Range Hood & Dishwasher. Many Upgrades: Floors, Cabinets, Backsplash, Countertop, Bathroom Tiles & Lighting. Both Bedrooms with Large Closets - Primary features gleaming all white 4pc Ensuite. Second Bed or Home Office. Main 3pc Bath with Glass Shower - so each Bedroom has their own Bath. Convenient In-Suite Laundry includes Stacking Washer/Dryer. Spacious Balcony with Northeast Exposure offers room for Outdoor Dining & Relaxation. Includes owned Storage Locker and Underground Parking Space. Nearby trendy Corktown & Augusta, green space, trails, bike share, transit, shopping, restaurants, coffee shops, schools & parks! Fees include Heat, AC & Water plus Exterior Maintenance & Building Amenities featuring: Motion activated LED Lighting, Acoustic Underlay for Sound Insulation. Beautiful Lobby with Water Feature. Common Outdoor Terraces with BBQs. Well equipped Gym. Party Room with Kitchen & Fireplace. Bike Storage. Security. Visitor Parking. Dog friendly - one dog, one cat, a cat and a dog, or two cats per unit. *Quick closing available* Do not miss this opportunity! Some photos virtually staged.

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
X13037528
Bedrooms
2
Bathrooms
2
Size
800-899
Cross streets
WENTWORTH ST S
Parking
1 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Stone, Concrete
Maintenance
$692/mo
Exposure
North East
Property tax
$4,686 / 2026
Days on market
85
Listing brokerage
RE/MAX REAL ESTATE CENTRE INC.

Rooms

Bedroom 2Main2.82 × 3.12 m

Double Closet

KitchenMain2.84 × 2.13 m

granite counters · stainless steel appl · breakfast bar

Primary BedroomMain2.82 × 3.51 m

4 pc ensuite · double closet

Living RoomMain6.05 × 2.90 m

open concept · w/o to balcony · combined w/dining

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

This home is a bit unique, so there are not enough closely comparable homes nearby for me to trust an automatic number, and I would rather give you a real one than a wrong one. Tell me you are interested and I will pull the most comparable recent sales and send you a straight answer on price, usually the same day.

On location, this is a very walkable address with everyday errands close by. STINSON at ERIE is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby in Stinson · asking prices
$367kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

306-479 Charlton Avenue$400k506-479 Charlton Avenue$390k403-455 Charlton Avenue$440k1-352 HUNTER Street$240k

The 4 closest active listings nearby.

See all comparable homes
400kThis home400k390k440k240kThis home vs active comparables
Live market pulseActive comparables in Stinson · median list $390K
$471this home / sqft
5active listings nearby
85days on market

This home lists 6% above the area average of $446/sqft.

70 days longer than the Hamilton average (15 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Stinson, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

76/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: STINSON at ERIE, about 233 m away

20+ transit stops4 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Beasley
$319K
Corktown
$296K
Durand
$400K
Central
$390K
Strathcona
$525K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$1,823/mo
$100KIncome needed
4.0×Price ÷ income
$421Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

63%mortgage
Mortgage $1,823Property tax $391Condo fee $692Total carry $2,906

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,707per month

Mortgage amount $319,920 · 4.14% over 25 years

$79,980Down payment (20.0%)
$319,920Loan before insurance
$0CMHC premium
$2,790Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,707
Property tax
$391
Condo / maintenance fees
$692
Heating
$0
Estimated monthly cost
$2,790

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,474
Estimated closing costs
$4,474

Plus your down payment of $79,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,074/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$192,244Total interest paid
$512,164Total of all payments
Principal $319,920 Interest $192,244
YearPrincipalInterestBalance
1$7,495$12,992$312,425
2$7,808$12,678$304,617
3$8,135$12,352$296,483
4$8,475$12,012$288,008
5$8,829$11,657$279,178
6$9,199$11,288$269,979
7$9,584$10,903$260,396
8$9,984$10,502$250,411
9$10,402$10,084$240,009
10$10,837$9,649$229,172
11$11,290$9,196$217,882
12$11,763$8,724$206,119
13$12,255$8,232$193,864
14$12,767$7,719$181,097
15$13,301$7,185$167,795
16$13,858$6,629$153,938
17$14,437$6,049$139,500
18$15,041$5,445$124,459
19$15,670$4,816$108,788
20$16,326$4,161$92,463
21$17,009$3,478$75,454
22$17,720$2,766$57,733
23$18,461$2,025$39,272
24$19,234$1,253$20,038
25$20,038$448$0

At the end of your 5-year term

Total paid over the term
$102,433
Principal paid down
$40,742
Interest paid
$61,691
Balance remaining
$279,178

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
3.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.1%
Gross yield
− Property tax $4,686− Condo fees $8,310− Insurance $600− Vacancy & upkeep $3,564Net operating income $15,240

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REAL ESTATE CENTRE INC.. MLS®/PropTx.

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