10-85 Edgewater Drive, Hamilton, ON
Lakeshore, Hamilton · MLS® X13037660
About this home
Welcome to waterfront living in the highly sought-after Fifty Point neighbourhood of Stoney Creek. This beautifully maintained 3-bedroom condo townhouse offers the perfect blend of lifestyle, comfort, and scenic views. With 2 full bathrooms and 2 half baths, there's plenty of space for both family living and entertaining. The true highlight of this home is its incredible connection to the water. Enjoy morning coffee or evening sunsets from not one, but two private balconies-one conveniently located off the kitchen and the other off the spacious primary bedroom. The fully finished walkout basement leads to a third bonus patio, creating multiple outdoor spaces all overlooking the water-ideal for relaxing, hosting, or simply taking in the view. Inside, the home has been well cared for, offering a move-in ready experience with a functional layout and generous living spaces throughout.For those seeking an elevated lifestyle, homeowners have the option to join the Newport Yacht Club. Membership offers the opportunity to dock your boat at a private slip, or simply enjoy the social atmosphere and amenities, including a large outdoor pool. Whether you're a boater or not, the club adds a unique and valuable lifestyle component-just a short walk along the water or one block from the road.Perfectly located, this home offers quick access to the QEW, making commuting to Niagara Falls or the GTA seamless. You're also just minutes from shopping, parks, and scenic hiking trails, allowing you to enjoy both convenience and the outdoors.This is a rare opportunity to own a waterfront home that delivers tranquility, lifestyle, and connectivity-all in one of Stoney Creek's most desirable communities.
Key facts
- Property type
- Condo Townhouse, 2-Storey
- MLS®
- X13037660
- Bedrooms
- 3
- Bathrooms
- 4 (2 half)
- Size
- 1600-1799
- Cross streets
- Harbour Drive
- Parking
- 2 garage · 6 parking (attached)
- Basement
- Full, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $685/mo
- Exposure
- East
- Property tax
- $8,105 / 2025
- Days on market
- 85
- Listing brokerage
- KELLER WILLIAMS COMPLETE REALTY
Rooms
2 Pc Bath
4 Pc Bath
2 Pc Bath
Balcony
4 Pc Bath
Walk-In Closet(s)
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. SOUTH SERVICE at JONES is about a 10-minute walk away.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Walk-out basement: natural light and strong in-law or income potential.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Income potential
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 39% above the area average of $508/sqft.
63 days longer than the Hamilton average (22 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Lakeshore, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: SOUTH SERVICE at JONES, about 802 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $959,992 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,123
- Property tax
- $675
- Condo / maintenance fees
- $685
- Heating
- $0
- Estimated monthly cost
- $6,483
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $20,475
- Estimated closing costs
- $20,475
Plus your down payment of $239,998. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $307,372
- Principal paid down
- $122,255
- Interest paid
- $185,117
- Balance remaining
- $837,737
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS COMPLETE REALTY. MLS®/PropTx.