8378 Chippewa Road, Hamilton, ON

Mount Hope, Hamilton · MLS® X13039774

$2,189,900
For Sale
Listed 84 days ago
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4Bedrooms
4Bathrooms
4Garage · 14 parking
3500-5000Sq Ft

About this home

Discover the perfect blend of luxury and country living in this stunning 3,820 sq. ft. home, built just two years ago and set on a spacious 1-acre lot. Designed with comfort and convenience in mind, this home offers four bedrooms and three and a half bathrooms, including a roughed-in three-piece bath in the basement. With a 9-foot basement ceiling, the lower level is ready for future development to suit your needs.The main floor boasts insulated ceilings for enhanced energy efficiency and noise reduction, while the bathrooms feature heated floors and towel warmers for a spa-like experience. A security camera system is installed throughout the home, and Wi-Fi boosters have been roughed in to ensure strong connectivity in every room. The gourmet kitchen is a chef's dream, featuring a 48-inch gas dual range, perfect for cooking and entertaining. Step outside to enjoy the covered porch, complete with two outdoor gas lines, making it an ideal space for barbecuing or relaxing year-round. The laundry room is equipped with modern conveniences, including a high-end laundry steamer, making it easy to freshen up clothes, remove wrinkles, and sanitize fabrics without the need for an iron. This home also offers a recently installed cistern and septic tank (2023) for modern, worry-free living. The attached heated four-car garage provides ample space for vehicles and storage. Thoughtfully designed with high-end finishes and premium upgrades, this home is the perfect combination of elegance, functionality, and peaceful country charm. Featuring a beautifully maintained, fully fenced backyard with endless possibilities. Spacious enough for a future pool, second dwelling unit, or outdoor entertaining oasis, this property offers the perfect blend of lifestyle and opportunity. Enjoy room for a large garden and embrace a healthier lifestyle Minutes to Hwy 403 Access & all amenities. Don't miss your chance to own this exceptional property! Luxury Certified.

Key facts

Property type
Detached, 2-Storey
MLS®
X13039774
Bedrooms
4
Bathrooms
4 (1 half)
Size
3500-5000
Lot
132 × 330 ft
Cross streets
Chippewa & Upper James
Parking
4 garage · 14 parking (attached)
Driveway
Available, Private
Basement
Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$11,104 / 2025
Days on market
84
Listing brokerage
RE/MAX ESCARPMENT REALTY INC.

Rooms

Bedroom 3Second3.32 × 3.96 m
DenMain3.38 × 3.90 m
BathroomSecond0.00 × 0.00 m

5 Pc Bath

Dining RoomMain4.57 × 3.59 m
Primary BedroomSecond5.42 × 5.18 m
Mud RoomMain3.29 × 2.13 m
Bedroom 2Second4.81 × 3.17 m
BathroomSecond0.00 × 0.00 m

4 Pc Ensuite

Bedroom 4Second3.99 × 3.38 m
BathroomSecond0.00 × 0.00 m

5 Pc Ensuite

KitchenMain5.79 × 2.86 m
Family RoomMain6.76 × 5.79 m
BathroomMain0.00 × 0.00 m

2 Pc Bath

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

This home is a bit unique, so there are not enough closely comparable homes nearby for me to trust an automatic number, and I would rather give you a real one than a wrong one. Tell me you are interested and I will pull the most comparable recent sales and send you a straight answer on price, usually the same day.

On location, this is a more car-dependent spot, so buyers here typically drive. AIRPORT at HOMESTEAD is about a 33-minute walk away. Worth weighing if transit access matters to you.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Heated floors: comfort and a premium-finish signal.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Value driver
  • Lifestyle
  • Weigh carefully
Comparable listingsCurrently listed nearby · asking prices
$1.76Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

88 Southcreek Court$1.58M67 Starfire Crescent$1.15M1863 Shaver Road$3.38M264 Mountain Brow Boulevard$950k

The 4 closest active listings nearby.

See all comparable homes
2.19MThis home1.58M1.15M3.38M950kThis home vs active comparables
Live market pulseActive comparables in Mount Hope · median list $880K
$515this home / sqft
5active listings nearby
84days on market

This home lists 9% below the area average of $566/sqft.

82 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Mount Hope, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

10/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

🚉 Nearest transit: AIRPORT at HOMESTEAD, about 2.7 km away

3 dining

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Glanbrook
$1.03M
Binbrook
$948K
Ancaster
$1.23M
Delta
$729K
Westdale
$1.39M

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$9,981/mo
$413KIncome needed
5.3×Price ÷ income
$2,303Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $9,981Property tax $925Total carry $10,906

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,349per month

Mortgage amount $1,751,920 · 4.14% over 25 years

$437,980Down payment (20.0%)
$1,751,920Loan before insurance
$0CMHC premium
$10,274Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,349
Property tax
$925
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,274

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$41,223
Estimated closing costs
$41,223

Plus your down payment of $437,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$11,355/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,052,749Total interest paid
$2,804,669Total of all payments
Principal $1,751,920 Interest $1,052,749
YearPrincipalInterestBalance
1$41,041$71,145$1,710,879
2$42,758$69,429$1,668,120
3$44,547$67,640$1,623,574
4$46,410$65,777$1,577,164
5$48,351$63,836$1,528,813
6$50,374$61,813$1,478,439
7$52,481$59,706$1,425,958
8$54,676$57,511$1,371,282
9$56,963$55,224$1,314,319
10$59,346$52,841$1,254,974
11$61,828$50,359$1,193,146
12$64,414$47,773$1,128,732
13$67,108$45,078$1,061,623
14$69,916$42,271$991,708
15$72,840$39,347$918,868
16$75,887$36,300$842,981
17$79,061$33,126$763,920
18$82,368$29,819$681,552
19$85,813$26,373$595,739
20$89,403$22,784$506,336
21$93,142$19,044$413,193
22$97,038$15,148$316,155
23$101,097$11,089$215,058
24$105,326$6,861$109,732
25$109,732$2,455$0

At the end of your 5-year term

Total paid over the term
$560,934
Principal paid down
$223,107
Interest paid
$337,826
Balance remaining
$1,528,813

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
3.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $11,104− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $65,994

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.

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