208-120 Springvalley Crescent, Hamilton, ON

Gourley, Hamilton · MLS® X13040308

$529,900
For Sale
Listed 84 days ago
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1Bedrooms
1Bathrooms
1Parking
800-899Sq Ft

About this home

Welcome to the Luxe Condominium Residences by Fontana Homes on Hamilton's West Mountain in the Gourley neighbourhood. This trendsetting condo on the desired 2nd floor will be your destination for a modern & carefree lifestyle. Move in ready! This stunning 1 bed + den offers 9' ceilings, trendy wide plank oak coloured vinyl flooring (no carpet), upgraded kitchen w/ Whirlpool stainless steel appliances including fridge, stove, dishwasher & microwave, custom crafted cabinetry w/ 36" extended height cabinets w/ soft close doors & drawers, Quartz countertops & solid slab quartz backsplash. Black hardware & a kitchen breakfast bar w/ pendant lighting complete this elegant kitchen! The 4-piece bath features 12x24" marble look tile flooring, vanity w/ stone countertop & lots of storage for toiletries, & anti-fog LED vanity light mirror for makeup! Large primary bedroom w/ walk-in closet, massive sun filled window, & ensuite privileges to bathroom. Den has an upgraded barn door for privacy & in-suite laundry. One of the few units w/ an extra-large balcony running the width of the unit - half covered for winter & the other half open for natural sunlight during the summer months. Building amenities include an elegant lobby, beautifully appointed party room, an outdoor BBQ patio, landscaped grounds w/ seating & dog wash area! Steps from major shopping malls, restaurants, parks, public transit & just mins to highway access. Welcome home to this sophisticated lifestyle in the city!

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
X13040308
Bedrooms
1
Bathrooms
1
Size
800-899
Cross streets
ANNABELLE
Parking
1 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Maintenance
$523/mo
Exposure
North
Property tax
$3,728 / 2025
Days on market
84
Listing brokerage
RE/MAX NIAGARA REALTY LTD, BROKERAGE

Rooms

LaundryMain2.22 × 1.81 m
BathroomMain2.76 × 1.60 m
Living RoomMain5.51 × 3.28 m
BedroomMain4.80 × 2.97 m
DenMain2.44 × 2.77 m
KitchenMain2.87 × 2.13 m
Moe’s TakeTeam Asgarian · Broker
Above comparables
$397Kest. value

Listed at $529,900, this home is about 33% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Gourley, so I widened the search to the surrounding area.

Based on 17 similar homes nearby, adjusted for size, beds, and baths.Median of 17 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $432K, a close match. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $279K
  • Bedrooms −$30K
  • Bathrooms −$15K
  • Adjusts to $234K

That comparable adjusts to $234K; the $397K estimate above is the median of all 17 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. WEST 5TH opposite SONATA is about a 1-minute walk away.

List price
$335KGreat deal$530KOverpriced

Total price vs nearby homes. Fair value about $397K, median of 17 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Primary suite: a key comfort and resale feature.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$400kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

411-30 Hamilton Street$480k208-16 Markle Crescent$470k909-135 James Street$335k507-36 James Street$315k

The 4 closest active listings nearby.

See all comparable homes
530kThis home480k470k335k315kThis home vs active comparables
Live market pulseActive comparables in Hamilton · median list $389K
$624this home / sqft
89active listings nearby
84days on market

This home lists 13% above the area average of $552/sqft.

69 days longer than the Hamilton average (15 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Gourley, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

63/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: WEST 5TH opposite SONATA, about 95 m away

20+ transit stops2 grocery20+ dining17 parks8 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Corktown
$296K
Durand
$400K
Meadowlands
$535K
Central
$390K
Strathcona
$525K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,415/mo
$116KIncome needed
4.6×Price ÷ income
$557Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $2,415Property tax $311Condo fee $523Total carry $3,249

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,262per month

Mortgage amount $423,920 · 4.14% over 25 years

$105,980Down payment (20.0%)
$423,920Loan before insurance
$0CMHC premium
$3,096Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,262
Property tax
$311
Condo / maintenance fees
$523
Heating
$0
Estimated monthly cost
$3,096

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,073
Estimated closing costs
$7,073

Plus your down payment of $105,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,748/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$254,738Total interest paid
$678,658Total of all payments
Principal $423,920 Interest $254,738
YearPrincipalInterestBalance
1$9,931$17,215$413,989
2$10,346$16,800$403,643
3$10,779$16,367$392,863
4$11,230$15,916$381,633
5$11,700$15,447$369,934
6$12,189$14,957$357,745
7$12,699$14,447$345,046
8$13,230$13,916$331,815
9$13,784$13,363$318,032
10$14,360$12,786$303,672
11$14,961$12,186$288,711
12$15,587$11,560$273,124
13$16,239$10,908$256,886
14$16,918$10,229$239,968
15$17,625$9,521$222,343
16$18,363$8,784$203,980
17$19,131$8,016$184,849
18$19,931$7,215$164,918
19$20,765$6,382$144,154
20$21,633$5,513$122,520
21$22,538$4,608$99,982
22$23,481$3,666$76,501
23$24,463$2,683$52,038
24$25,486$1,660$26,552
25$26,552$594$0

At the end of your 5-year term

Total paid over the term
$135,732
Principal paid down
$53,986
Interest paid
$81,745
Balance remaining
$369,934

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
3.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.1%
Gross yield
− Property tax $3,728− Condo fees $6,280− Insurance $600− Vacancy & upkeep $3,564Net operating income $18,229

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX NIAGARA REALTY LTD, BROKERAGE. MLS®/PropTx.

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