221 Rosslyn Avenue, Hamilton, ON

Crown Point, Hamilton · MLS® X13040740

$619,900
For Sale
Listed 84 days ago
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3Bedrooms
2Bathrooms
2Parking
1100-1500Sq Ft

About this home

Convenience and quality come together in this fully renovated gem located in Hamilton's Crown Point neighbourhood. This move-in ready home has been updated from top to bottom, featuring a brand-new kitchen, updated bathrooms, and all-new flooring throughout. With 3 bedrooms and 2 bathrooms, plus the added bonus of main floor laundry, it's designed for modern living. Enjoy the convenience of two private parking spots on a concrete driveway at the rear of the property. Situated just minutes from shopping, hospitals, and public transit- this home offers the ideal blend of style, function, and location. Don't miss your chance!

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
X13040740
Bedrooms
3
Bathrooms
2 (1 half)
Size
1100-1500
Lot
28 × 100 ft
Cross streets
Campbell Ave
Parking
2 parking
Driveway
Lane
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding
Foundation
Brick
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,116 / 2025
Days on market
84
Listing brokerage
RE/MAX ESCARPMENT GOLFI REALTY INC.

Rooms

OtherBasement4.09 × 2.84 m
BedroomSecond3.63 × 3.12 m
Living RoomMain7.21 × 3.99 m

Combined w/Dining

BathroomMain0.00 × 0.00 m

2 pc bath · combined w/laundry · tile floor

BedroomSecond3.43 × 2.57 m
RecreationBasement6.15 × 4.19 m
KitchenMain5.84 × 4.88 m

Eat-in Kitchen

Primary BedroomSecond5.21 × 3.43 m
FoyerMain2.87 × 1.88 m
BathroomSecond0.00 × 0.00 m

4 Pc Bath

Moe’s TakeTeam Asgarian · Broker
In line
$620Kest. value

Listed at $619,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $493K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $470K
  • Bedrooms +$30K
  • Bathrooms +$15K
  • Adjusts to $515K

That comparable adjusts to $515K; the $620K estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. CANNON at ROSSLYN is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$515KGreat deal$653KOverpriced

Total price vs nearby homes. Fair value about $620K, median of 8 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Value driver
Comparable listingsCurrently listed nearby in Crown Point · asking prices
$512kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

103 Edinburgh Avenue$599k42 Dalhousie Avenue$500k53 Dalhousie Avenue$480k144 Campbell Avenue$470k

The 4 closest active listings nearby.

See all comparable homes
620kThis home599k500k480k470kThis home vs active comparables
Live market pulseActive comparables in Crown Point · median list $450K
$477this home / sqft
11active listings nearby
84days on market

This home lists 1% above the area average of $470/sqft.

82 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Crown Point, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

80/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: CANNON at ROSSLYN, about 210 m away

20+ transit stops3 grocery20+ dining15 parks18 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Delta
$729K
Homeside
$593K
Gibson
$670K
Parkview
$526K
Stoney Creek
$917K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,825/mo
$119KIncome needed
5.2×Price ÷ income
$652Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $2,825Property tax $260Total carry $3,085

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,646per month

Mortgage amount $495,920 · 4.14% over 25 years

$123,980Down payment (20.0%)
$495,920Loan before insurance
$0CMHC premium
$2,906Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,646
Property tax
$260
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,906

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,873
Estimated closing costs
$8,873

Plus your down payment of $123,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,214/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$298,004Total interest paid
$793,924Total of all payments
Principal $495,920 Interest $298,004
YearPrincipalInterestBalance
1$11,618$20,139$484,302
2$12,104$19,653$472,199
3$12,610$19,147$459,589
4$13,137$18,620$446,451
5$13,687$18,070$432,764
6$14,259$17,498$418,505
7$14,856$16,901$403,649
8$15,477$16,280$388,172
9$16,125$15,632$372,047
10$16,799$14,958$355,248
11$17,502$14,255$337,746
12$18,234$13,523$319,513
13$18,997$12,760$300,516
14$19,791$11,966$280,725
15$20,619$11,138$260,106
16$21,481$10,276$238,625
17$22,380$9,377$216,245
18$23,316$8,441$192,928
19$24,291$7,466$168,637
20$25,307$6,450$143,330
21$26,366$5,391$116,964
22$27,469$4,288$89,495
23$28,618$3,139$60,877
24$29,815$1,942$31,062
25$31,062$695$0

At the end of your 5-year term

Total paid over the term
$158,785
Principal paid down
$63,156
Interest paid
$95,629
Balance remaining
$432,764

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
3.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $3,116− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $20,048

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT GOLFI REALTY INC.. MLS®/PropTx.

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