157 Cameron Avenue, Hamilton, ON

Homeside, Hamilton · MLS® X13042446

$499,900
For Sale
Listed 84 days ago
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2Bedrooms
1Bathrooms
2Parking
700-1100Sq Ft

About this home

Welcome to 157 Cameron Ave North! This all-brick detached stunner is the perfect opportunity for first time homebuyers or downsizers looking for low maintenance and just the right amount of space. Step through the front door and you're immediately greeted with a large and bright vestibule with loads of storage including closet and wall mounted shoe cabinets that creates the perfect buffer to unload before heading into the house. The spacious open concept living and dining space features lots of natural light, pot lights, modern flooring and warm paint tones. The updated kitchen has vintage diner vibes with unique red countertops, stainless steel appliances, new cabinetry and sliding doors to an elevated rear deck. Rounding off the main floor is a convenient renovated 4-piece bath with shared design elements from the kitchen. Head upstairs to find two bedrooms with updated flooring, paint, lighting and closets. The basement has been fully waterproofed including a sump pump and is ready for finishing - adding even more living space - laundry, storage and a rough in for a second washroom. This lovely property offers large front and rear decks, a low maintenance landscaped yard with a beautiful flowering tree, storage shed and parking for 2 cars. Located in Homeside, 157 Cameron Ave N is walkable to shopping, transit and parks. Don't miss your chance to call this incredible turnkey home yours.

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
X13042446
Bedrooms
2
Bathrooms
1
Size
700-1100
Lot
25 × 92 ft
Cross streets
Cannon St E
Parking
2 parking
Driveway
Lane
Basement
Full, Unfinished, Walk-Up
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,042 / 2025
Days on market
84
Listing brokerage
ROYAL LEPAGE STATE REALTY

Rooms

LaundryBasement0.00 × 0.00 m
Living RoomMain3.11 × 5.53 m
KitchenMain2.79 × 7.46 m
Primary BedroomSecond3.23 × 4.27 m
FoyerMain2.30 × 2.11 m
OtherBasement0.00 × 0.00 m
Dining RoomMain3.11 × 4.04 m
BedroomSecond3.22 × 4.83 m
Moe’s TakeTeam Asgarian · Broker
Above comparables
$485Kest. value

Listed at $499,900, this home is about 3% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($555/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $510K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $500K
  • Bathrooms −$15K
  • Adjusts to $485K

That comparable adjusts to $485K; the $485K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. CANNON at CAMERON is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$470KGreat deal$500KOverpriced

Total price vs nearby homes. Fair value about $485K, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Open-concept layout: modern, sought-after flow.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Homeside · asking prices
$490kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

165 Paling Avenue$499k236 Cope Street$450k97 Hope Avenue$500k43 Cameron Avenue$510k

The 4 closest active listings nearby.

See all comparable homes
500kThis home499k450k500k510kThis home vs active comparables
Live market pulseActive comparables in Homeside · median list $500K
$555this home / sqft
7active listings nearby
84days on market

This home lists 1% above the area average of $551/sqft.

82 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Homeside, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

74/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: CANNON at CAMERON, about 30 m away

20+ transit stops4 grocery20+ dining16 parks19 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Delta
$729K
Parkview
$526K
Gibson
$670K
Stoney Creek
$917K
Westdale
$1.39M

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,278/mo
$99KIncome needed
5.1×Price ÷ income
$526Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $2,278Property tax $254Total carry $2,532

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,134per month

Mortgage amount $399,920 · 4.14% over 25 years

$99,980Down payment (20.0%)
$399,920Loan before insurance
$0CMHC premium
$2,388Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,134
Property tax
$254
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,388

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,473
Estimated closing costs
$6,473

Plus your down payment of $99,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,592/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$240,316Total interest paid
$640,236Total of all payments
Principal $399,920 Interest $240,316
YearPrincipalInterestBalance
1$9,369$16,241$390,551
2$9,761$15,849$380,791
3$10,169$15,441$370,622
4$10,594$15,015$360,027
5$11,037$14,572$348,990
6$11,499$14,110$337,491
7$11,980$13,629$325,511
8$12,481$13,128$313,030
9$13,003$12,606$300,027
10$13,547$12,062$286,479
11$14,114$11,496$272,366
12$14,704$10,905$257,661
13$15,319$10,290$242,342
14$15,960$9,649$226,382
15$16,628$8,982$209,755
16$17,323$8,286$192,432
17$18,048$7,562$174,384
18$18,803$6,807$155,581
19$19,589$6,020$135,992
20$20,408$5,201$115,584
21$21,262$4,347$94,322
22$22,151$3,458$72,170
23$23,078$2,531$49,092
24$24,043$1,566$25,049
25$25,049$560$0

At the end of your 5-year term

Total paid over the term
$128,047
Principal paid down
$50,930
Interest paid
$77,117
Balance remaining
$348,990

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
2.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $3,042− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $11,044

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE STATE REALTY. MLS®/PropTx.

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