43 Third Road, Hamilton, ON
Rural Stoney Creek, Hamilton · MLS® X13048756
About this home
Don't miss this incredible opportunity to own a stunning custom built home (2019) that offers the privacy of country living on a 1.4 acre lot, while still being very close to all the city amenities! With over 5,000 sq ft of living space (not including the full , unfinished basement with endless potential -9 ft ceilings and over 2600 sq ft), this home is ideal for multi-generational families with a seperate 1 bedroom in-law suite on the main level- with it's own laundry room and direct entry into the 4 car garage. Enjoy the beautiful sunsets on the covered porch with no rear neighbours and create your dream backyard oasis on this expansive lot! When you walk into this home, you will be amazed by the elegant detailed finishings including 10 ft coffered ceilings on the main level, hardwood and tile floors and a chef's dream kitchen with a walk-in pantry, oversized centre island, breakfast area and beautiful stonework around the stove. Relax in the family room with a gas fireplace or enjoy your favorite book in your own library! Enjoy the convenience of having a mudroom with custom built shelves and closets and lots of storage space. On the upper level, you will find the primary bedroom retreat with a 5 pc spa-like ensuite, walk-in closet and a direct walkout to your private balcony. Enjoy family time in the upstairs game room that overlooks the backyard or work from home in your own private office. There are also 3 additional bedrooms with walk-in closets, hardwood floors and large windows overlooking the front yard (with no neighbours at the front and a view of an open field). This luxurious custom home is a must-see!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13048756
- Bedrooms
- 5
- Bathrooms
- 5 (1 half)
- Size
- 5,000 sq ft
- Lot
- 99.5 × 645.01 ft
- Cross streets
- Third Rd & Hwy 20
- Parking
- 4 garage · 14 parking (attached)
- Driveway
- Private Triple
- Basement
- Full, Unfinished, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone, Vinyl Siding
- Foundation
- Concrete, Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $14,775 / 2025
- Days on market
- 81
- Listing brokerage
- Royal LePage Real Estate Associates
Rooms
4 pc bath · hardwood floor · walk-in closet(s)
walk-in closet(s) · granite counters · tile floor
3 pc ensuite · hardwood floor · walk-in closet(s)
tile floor · b/i shelves · laundry sink
tile floor · w/o to patio · large window
hardwood floor · open concept · fireplace
large window · overlooks backyard
hardwood floor · large window · double closet
b/i bookcase · hardwood floor
tile floor · large window · stainless steel appl
hardwood floor · 5 pc ensuite · walk-in closet(s)
access to garage · tile floor
tile floor · b/i closet · access to garage
hardwood floor · coffered ceiling(s) · large window
Double Closet
hardwood floor · coffered ceiling(s) · large window
4 pc bath · hardwood floor · walk-in closet(s)
fireplace · hardwood floor · large window
tile floor · granite counters · centre island
Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn location, this is a more car-dependent spot, so buyers here typically drive. UPPER CENTENNIAL opposite SOUTH MOUNT HEALTH CENTRE is about a 31-minute walk away. Worth weighing if transit access matters to you.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Primary suite: a key comfort and resale feature.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Sold as-is / needs work: budget for renovation, the price should reflect the condition.
- Value driver
- Lifestyle
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 1 closest active listing nearby.
See all comparable homesThis home lists 38% below the area average of $714/sqft.
79 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Rural Stoney Creek, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
🚉 Nearest transit: UPPER CENTENNIAL opposite SOUTH MOUNT HEALTH CENTRE, about 2.5 km away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,758,400 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $9,383
- Property tax
- $1,231
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $10,615
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $41,425
- Estimated closing costs
- $41,425
Plus your down payment of $439,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $563,009
- Principal paid down
- $223,933
- Interest paid
- $339,076
- Balance remaining
- $1,534,467
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Royal LePage Real Estate Associates. MLS®/PropTx.