3A-259 King Street, Hamilton, ON

Stoney Creek, Hamilton · MLS® X13049050

$394,900
For Sale
Listed 81 days ago
Request a showing
◎ Directions
2Bedrooms
1Bathrooms
1Parking
800-899Sq Ft

About this home

Welcome to this never-lived-in, move-in ready 2-bedroom, 1-bathroom boutique condo in the heart of Stoney Creek. Offering 830 sq. ft. of thoughtfully designed living space, this bright and modern unit features high ceilings and luxury vinyl flooring throughout, creating a clean and contemporary feel. The stylish kitchen is complete with quartz countertops, sleek custom cabinetry, stainless steel appliances, and an eat-at island perfect for casual dining or entertaining. Both bedrooms are generously sized with double sliding door closets, while the primary bedroom offers direct access to a glass Juliet balcony with beautiful escarpment views. The 4-piece bathroom includes a soaker tub, quartz-topped vanity with undermount sink, and a convenient linen closet. Additional highlights include upgraded trim throughout, one surface parking space, visitor parking, and secure 24-hour entry. Enjoy access to an outdoor picnic and lounge area, ideal for relaxing in warmer months. Perfectly located just minutes from local shops, restaurants, the marina, bike trails, and Hamilton Beach, with easy access to the QEW and public transit. A short drive brings you to the renowned wineries of Niagara wine country and the natural beauty of Hamilton waterfalls. An excellent opportunity for first-time buyers, downsizers, or investors seeking low-maintenance living in a highly desirable location.

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
X13049050
Bedrooms
2
Bathrooms
1
Size
800-899
Cross streets
GREEN RD.
Parking
1 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding
Foundation
Concrete
Roof
Flat
Maintenance
$561/mo
Exposure
West
Property tax
$3,967 / 2026
Days on market
81
Listing brokerage
ROYAL LEPAGE BURLOAK REAL ESTATE SERVICES

Rooms

BathroomMain0.00 × 0.00 m

4 Pc Bath

KitchenMain3.96 × 3.66 m
Living RoomMain4.57 × 3.35 m
BedroomMain3.96 × 2.74 m
Primary BedroomMain3.96 × 3.66 m

Listing history

  1. Jun 30, 2026Listed$2,200

Price and status history from the listing board. Deemed reliable but not guaranteed.

Moe’s TakeTeam Asgarian · Broker
Below comparables
$427Kest. value

Listed at $394,900, this home is about 8% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Below comparable homes on total price, yet the price per square foot ($465/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

There were not many closely comparable homes right in Stoney Creek, so I widened the search to the surrounding area.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $417K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $440K
  • Bathrooms −$15K
  • Adjusts to $425K

That comparable adjusts to $425K; the $427K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. KING at FERGUSON is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$395KGreat deal$488KOverpriced

Total price vs nearby homes. Fair value about $427K, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Worth verifying
Comparable listingsCurrently listed nearby · asking prices
$389kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

804-200 Limeridge Road$380k203-23 Main Street$345k129-101 SHOREVIEW Place$420k310-836 CONCESSION Street$300k232-10 Mallard Trail$498k

The 5 closest of 8 active listings nearby.

See all comparable homes
395kThis home380k345k420k300k498kThis home vs active comparables
Live market pulseActive comparables in Stoney Creek · median list $440K
$465this home / sqft
5active listings nearby
81days on market

This home lists 5% below the area average of $491/sqft.

66 days longer than the Hamilton average (15 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Stoney Creek, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

84/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: KING at FERGUSON, about 33 m away

20+ transit stops12 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Beasley
$319K
Corktown
$296K
Central
$390K
Durand
$400K
Strathcona
$525K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$1,800/mo
$94KIncome needed
4.2×Price ÷ income
$415Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

67%mortgage
Mortgage $1,800Property tax $331Condo fee $561Total carry $2,691

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,686per month

Mortgage amount $315,920 · 4.14% over 25 years

$78,980Down payment (20.0%)
$315,920Loan before insurance
$0CMHC premium
$2,577Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,686
Property tax
$331
Condo / maintenance fees
$561
Heating
$0
Estimated monthly cost
$2,577

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,399
Estimated closing costs
$4,399

Plus your down payment of $78,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,048/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$189,840Total interest paid
$505,760Total of all payments
Principal $315,920 Interest $189,840
YearPrincipalInterestBalance
1$7,401$12,829$308,519
2$7,710$12,520$300,809
3$8,033$12,197$292,776
4$8,369$11,861$284,407
5$8,719$11,511$275,688
6$9,084$11,147$266,604
7$9,464$10,767$257,140
8$9,860$10,371$247,280
9$10,272$9,958$237,008
10$10,702$9,529$226,307
11$11,149$9,081$215,157
12$11,616$8,615$203,542
13$12,102$8,129$191,440
14$12,608$7,623$178,833
15$13,135$7,095$165,697
16$13,684$6,546$152,013
17$14,257$5,973$137,756
18$14,853$5,377$122,903
19$15,475$4,756$107,428
20$16,122$4,109$91,306
21$16,796$3,434$74,510
22$17,499$2,732$57,012
23$18,231$2,000$38,781
24$18,993$1,237$19,788
25$19,788$443$0

At the end of your 5-year term

Total paid over the term
$101,152
Principal paid down
$40,232
Interest paid
$60,919
Balance remaining
$275,688

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
4.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.2%
Gross yield
− Property tax $3,967− Condo fees $6,726− Insurance $600− Vacancy & upkeep $3,564Net operating income $17,543

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE BURLOAK REAL ESTATE SERVICES. MLS®/PropTx.

CallRequest a showing