352 East 28th Street, Hamilton, ON

Burkholme, Hamilton · MLS® X13049120

$669,900
For Sale
Listed 81 days ago
Request a showing
◎ Directions
3Bedrooms
2Bathrooms
4Parking
700-1100Sq Ft

About this home

Welcome to this Stunning East Mountain Bungalow. This well maintained and spotless 2+1-bedroom brick bungalow is located in a sought-after family friendly quiet neighbourhood. This home features 2+1 bedrooms, 2 oversized baths, spacious updated eat-in kitchen with plenty of cupboard space. Large main floor living with updated flooring, pot lights, large windows creating ample lighting throughout. Step outdoors, relax and enjoy the privacy of your own walk out with an impressive large sized covered deck, overlooking a large, fenced yard and 2 sheds, ample parking available. The basement includes a side entrance for a possible in-law suite or rental unit. Large recreation room, 3rd bedroom with large closet space, kitchen area, storage and laundry room. Furnace, and AC has been replaced in last 5 years, 200-amp electrical service. This home is conveniently located just minutes to all amenities, a short walk to schools, parks and public transit, short distance to grocery and retail stores, and hospital.

Key facts

Property type
Detached, Bungalow
MLS®
X13049120
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
700-1100
Lot
45 × 100 ft
Cross streets
Fennell/Upper Sherman
Parking
4 parking
Driveway
Front Yard Parking, Private
Basement
Apartment, Separate Entrance, Full, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,252 / 2025
Days on market
81
Listing brokerage
RE/MAX ESCARPMENT FRANK REALTY

Rooms

BedroomMain2.56 × 3.01 m
Living RoomMain3.96 × 3.81 m
KitchenMain2.56 × 5.21 m
Primary BedroomMain3.50 × 3.10 m
Moe’s TakeTeam Asgarian · Broker
In line
$570Kest. value

Listed at $669,900, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Burkholme, so I widened the search to the surrounding area.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $647K, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $880K
  • Adjusts to $880K

That comparable adjusts to $880K; the $570K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. UPPER SHERMAN at HALAM is about a 2-minute walk away.

List price
$509KGreat deal$705KOverpriced

Total price vs nearby homes. Fair value about $570K, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$632kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

31 Summercrest Drive$695k735 Dunn Avenue$475k31 CAMERON Avenue$880k66 Beechwood Avenue$479k

The 4 closest active listings nearby.

See all comparable homes
670kThis home695k475k880k479kThis home vs active comparables
Live market pulseActive comparables in Hamilton · median list $729K
$744this home / sqft
61active listings nearby
81days on market

This home lists 31% above the area average of $566/sqft.

79 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Burkholme, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

69/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: UPPER SHERMAN at HALAM, about 136 m away

20+ transit stops5 grocery20+ dining14 parks17 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Gibson
$670K
Delta
$729K
Homeside
$593K
Stoney Creek
$917K
Westdale
$1.39M

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,053/mo
$132KIncome needed
5.1×Price ÷ income
$705Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $3,053Property tax $354Total carry $3,408

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,860per month

Mortgage amount $535,920 · 4.14% over 25 years

$133,980Down payment (20.0%)
$535,920Loan before insurance
$0CMHC premium
$3,214Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,860
Property tax
$354
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,214

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,873
Estimated closing costs
$9,873

Plus your down payment of $133,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,474/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$322,040Total interest paid
$857,960Total of all payments
Principal $535,920 Interest $322,040
YearPrincipalInterestBalance
1$12,555$21,764$523,365
2$13,080$21,239$510,285
3$13,627$20,691$496,658
4$14,197$20,121$482,461
5$14,791$19,528$467,670
6$15,410$18,909$452,261
7$16,054$18,264$436,207
8$16,726$17,593$419,481
9$17,425$16,893$402,056
10$18,154$16,164$383,902
11$18,913$15,405$364,988
12$19,705$14,614$345,284
13$20,529$13,790$324,755
14$21,387$12,931$303,368
15$22,282$12,036$281,086
16$23,214$11,104$257,872
17$24,185$10,133$233,686
18$25,197$9,122$208,490
19$26,251$8,068$182,239
20$27,349$6,970$154,890
21$28,493$5,826$126,398
22$29,684$4,634$96,713
23$30,926$3,392$65,787
24$32,220$2,099$33,567
25$33,567$751$0

At the end of your 5-year term

Total paid over the term
$171,592
Principal paid down
$68,250
Interest paid
$103,343
Balance remaining
$467,670

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.5%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.6%
Gross yield
− Property tax $4,252− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $9,834

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT FRANK REALTY. MLS®/PropTx.

CallRequest a showing