714-450 Dundas Street, Hamilton, ON

Waterdown, Hamilton · MLS® X13052270

$439,990
For Sale
Listed 80 days ago
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2Bedrooms
1Bathrooms
1Garage
600-699Sq Ft

About this home

Stunning 1 bed + den, 1 bath condo built by award-winning New Horizon Development Group. This thoughtfully designed unit features a bright open-concept layout, modern kitchen with sleek finishes, in-suite laundry, and geo-thermal heating & cooling. The versatile den is perfect for a home office or reading nook, while large windows fill the space with natural light. Enjoy your private balcony with beautiful, unobstructed views. Includes storage locker and 1 underground parking space. Residents have access to excellent amenities including a party room, gym, rooftop patios, and bike storage. Located in the highly desirable Waterdown community, close to dining, shopping, schools, parks, and just a 5-minute drive to downtown Burlington or Aldershot GO Station. Book your private showing today!

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
X13052270
Bedrooms
2 (1 + 1)
Bathrooms
1
Size
600-699
Cross streets
Riverwalk Dr.
Parking
1 garage (underground)
Basement
None
Heating
Other
A/C
Other
Exterior
Stucco (Plaster), Stone
Maintenance
$605/mo
Exposure
South
Property tax
$3,109 / 2025
Days on market
80
Listing brokerage
RE/MAX ESCARPMENT REALTY INC.

Rooms

Great RoomMain5.84 × 3.17 m
KitchenMain2.39 × 2.34 m
DenMain2.51 × 2.62 m
BedroomMain3.51 × 2.97 m
Moe’s TakeTeam Asgarian · Broker
In line
$432Kest. value

Listed at $439,990, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $477K, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $425K
  • Adjusts to $425K

That comparable adjusts to $425K; the $432K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. DUNDAS at BURKE is about a 6-minute walk away.

List price
$425KGreat deal$453KOverpriced

Total price vs nearby homes. Fair value about $432K, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby in Waterdown · asking prices
$438kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

112-460 Dundas Street$425k115-450 Dundas Street$470k317-470 Dundas Street$400k221-460 Dundas Street$399k232-10 Mallard Trail$498k

The 5 closest of 7 active listings nearby.

See all comparable homes
440kThis home425k470k400k399k498kThis home vs active comparables
Live market pulseActive comparables in Waterdown · median list $425K
$677this home / sqft
15active listings nearby
80days on market

This home lists 2% above the area average of $665/sqft.

65 days longer than the Hamilton average (15 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterdown, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

54/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: DUNDAS at BURKE, about 519 m away

5 transit stops10 dining9 parks1 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Strathcona
$525K
Central
$390K
Beasley
$319K
Durand
$400K
Corktown
$296K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,005/mo
$100KIncome needed
4.4×Price ÷ income
$463Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $2,005Property tax $259Condo fee $605Total carry $2,869

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,878per month

Mortgage amount $351,992 · 4.14% over 25 years

$87,998Down payment (20.0%)
$351,992Loan before insurance
$0CMHC premium
$2,742Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,878
Property tax
$259
Condo / maintenance fees
$605
Heating
$0
Estimated monthly cost
$2,742

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,275
Estimated closing costs
$5,275

Plus your down payment of $87,998. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,281/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$211,516Total interest paid
$563,508Total of all payments
Principal $351,992 Interest $211,516
YearPrincipalInterestBalance
1$8,246$14,294$343,746
2$8,591$13,949$335,155
3$8,950$13,590$326,205
4$9,325$13,216$316,880
5$9,715$12,826$307,166
6$10,121$12,419$297,045
7$10,544$11,996$286,500
8$10,985$11,555$275,515
9$11,445$11,095$264,070
10$11,924$10,617$252,147
11$12,422$10,118$239,724
12$12,942$9,598$226,782
13$13,483$9,057$213,299
14$14,047$8,493$199,252
15$14,635$7,905$184,617
16$15,247$7,293$169,370
17$15,885$6,656$153,485
18$16,549$5,991$136,936
19$17,241$5,299$119,695
20$17,963$4,578$101,732
21$18,714$3,826$83,018
22$19,497$3,044$63,521
23$20,312$2,228$43,209
24$21,162$1,378$22,047
25$22,047$493$0

At the end of your 5-year term

Total paid over the term
$112,702
Principal paid down
$44,826
Interest paid
$67,875
Balance remaining
$307,166

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
2.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.6%
Gross yield
− Property tax $3,109− Condo fees $7,260− Insurance $600− Vacancy & upkeep $2,706Net operating income $10,925

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.

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