23 Chaumont Drive, Hamilton, ON
Stoney Creek Mountain, Hamilton · MLS® X13052968
About this home
Welcome To This Impressive Brick And Stone Family Home Set On A Premium 40 X 130 Ft Lot In Desirable Stoney Creek Mountain, Offering A Finished Basement Apartment With Separate Entrance. From The Grand Double Door Entry And Soaring Foyer To The Bright, Well Designed Main Floor With Formal Living, Dining, Family, And Breakfast Areas, This Home Offers A Beautiful Blend Of Space, Comfort, And Function. The Spacious Kitchen Features Stainless Steel Appliances, Centre Island, Ample Cabinetry, And Walkout Views To The Backyard, While The Upper Level Showcases Four Generous Bedrooms, Three Full Bathrooms, And The Convenience Of Second Floor Laundry. The Finished Lower Level Adds Excellent Flexibility With Two Additional Bedrooms, A Full Bath, And A Second Kitchen, Ideal For Extended Family Or Multi Generational Living. Complete With A Double Garage, Private Double Drive, Landscaped Exterior, Security System, And An Excellent Location Close To Parks, Schools, Transit, Recreation, And Everyday Amenities, This Is A Wonderful Opportunity To Own A Spacious And Versatile Home In A Family Friendly Neighbourhood.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13052968
- Bedrooms
- 6 (4 + 2)
- Bathrooms
- 5 (1 half)
- Size
- 2500-3000
- Lot
- 40.03 × 130.09 ft
- Cross streets
- Highland Rd W & First Rd W
- Parking
- 2 garage · 7 parking (attached)
- Driveway
- Private Double
- Basement
- Apartment, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,836 / 2025
- Days on market
- 81
- Listing brokerage
- SAM MCDADI REAL ESTATE INC.
Rooms
hardwood floor · 5 pc ensuite · walk-in closet(s)
hardwood floor · 4 pc ensuite · large closet
hardwood floor · large window · large closet
laminate · large window · closet
ceramic floor · large window
ceramic floor · centre island · stainless steel appl
laminate · large window · closet
hardwood floor · 4 pc ensuite · large closet
hardwood floor · pot lights · overlooks backyard
ceramic floor · pot lights · overlooks backyard
hardwood floor · combined w/kitchen · overlooks living
hardwood floor · pot lights · large window
Listed at $1,299,800, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.
There were not many closely comparable homes right in Stoney Creek Mountain, so I widened the search to the surrounding area.
Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.27M, a bit lower.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.50M
- Adjusts to $1.50M
That comparable adjusts to $1.50M; the $1.43M estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. FIRST opposite ELECTRA is about a 2-minute walk away.
Total price vs nearby homes. Fair value about $1.43M, median of 7 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Income potential
- Value driver
- Worth verifying
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 7 active listings nearby.
See all comparable homes79 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Stoney Creek Mountain, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: FIRST opposite ELECTRA, about 176 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $1,039,840 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,549
- Property tax
- $653
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,202
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $22,471
- Estimated closing costs
- $22,471
Plus your down payment of $259,960. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $332,938
- Principal paid down
- $132,424
- Interest paid
- $200,514
- Balance remaining
- $907,416
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAM MCDADI REAL ESTATE INC.. MLS®/PropTx.