PH1-150 Wilson Street, Hamilton, ON

Ancaster, Hamilton · MLS® X13054730

$699,900
For Sale
Listed 80 days ago
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2Bedrooms
2Bathrooms
5Garage
2250-2499Sq Ft

About this home

Welcome to Penthouse 1 at Ancaster Mews offering approx. 2,500 sq. ft. of living space in one of Ancaster's most desirable condo communities. This rare residence is all about space and opportunity, featuring two impressive outdoor areas: a remarkable 57 x 12 terrace running the full length of the unit, plus a second large balcony overlooking the complex garden area perfect for entertaining or relaxing with picturesque views. Inside, the flexible layout offers generous principal rooms and endless potential for customization. Includes 5 parking spots included, this is truly a one-of-a-kind find. Enjoy the convenience of Ancaster living with shopping, dining, parks, and highway access just minutes away. Bring your vision and transform this penthouse into your dream home.

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
X13054730
Bedrooms
2
Bathrooms
2
Size
2250-2499
Cross streets
Seminole Road
Parking
5 garage (underground)
Basement
None
Heating
Baseboard
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Flat
Maintenance
$1,354/mo
Exposure
South
Property tax
$6,131 / 2025
Days on market
80
Listing brokerage
ROYAL LEPAGE BURLOAK REAL ESTATE SERVICES

Rooms

Great RoomMain5.69 × 5.23 m
KitchenMain5.87 × 4.34 m
Dining RoomMain7.72 × 3.15 m
Bedroom 2Main6.10 × 3.47 m
BathroomMain0.00 × 0.00 m
Primary BedroomMain8.28 × 4.04 m
BathroomMain0.00 × 0.00 m
Family RoomMain4.34 × 3.61 m
FoyerMain3.40 × 2.49 m
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On location, this is a very walkable address with everyday errands close by. WILSON at SEMINOLE is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

Live market pulseActive comparables in Ancaster · median list $570K
$295this home / sqft
5active listings nearby
80days on market

65 days longer than the Hamilton average (15 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Ancaster, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

79/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: WILSON at SEMINOLE, about 118 m away

20+ transit stops2 grocery16 dining12 parks4 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Meadowlands
$535K
Ainslie Wood
$361K
Dundas
$452K
Strathcona
$525K
Durand
$400K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,190/mo
$168KIncome needed
4.2×Price ÷ income
$736Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

63%mortgage
Mortgage $3,190Property tax $511Condo fee $1,354Total carry $5,054

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,988per month

Mortgage amount $559,920 · 4.14% over 25 years

$139,980Down payment (20.0%)
$559,920Loan before insurance
$0CMHC premium
$4,853Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,988
Property tax
$511
Condo / maintenance fees
$1,354
Heating
$0
Estimated monthly cost
$4,853

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,473
Estimated closing costs
$10,473

Plus your down payment of $139,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,629/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$336,462Total interest paid
$896,382Total of all payments
Principal $559,920 Interest $336,462
YearPrincipalInterestBalance
1$13,117$22,738$546,803
2$13,666$22,190$533,137
3$14,237$21,618$518,900
4$14,833$21,022$504,067
5$15,453$20,402$488,614
6$16,100$19,756$472,514
7$16,773$19,082$455,741
8$17,475$18,381$438,267
9$18,206$17,650$420,061
10$18,967$16,888$401,094
11$19,760$16,095$381,334
12$20,587$15,268$360,747
13$21,448$14,407$339,299
14$22,345$13,510$316,953
15$23,280$12,575$293,673
16$24,254$11,602$269,420
17$25,268$10,587$244,152
18$26,325$9,530$217,826
19$27,426$8,429$190,400
20$28,573$7,282$161,827
21$29,769$6,087$132,058
22$31,014$4,841$101,044
23$32,311$3,544$68,733
24$33,663$2,193$35,071
25$35,071$785$0

At the end of your 5-year term

Total paid over the term
$179,276
Principal paid down
$71,306
Interest paid
$107,971
Balance remaining
$488,614

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,650/mo
$91,800Gross annual rent
8.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

13.1%
Gross yield
− Property tax $6,131− Condo fees $16,243− Insurance $600− Vacancy & upkeep $10,098Net operating income $58,728

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE BURLOAK REAL ESTATE SERVICES. MLS®/PropTx.

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