85 Ranchdale Drive, Hamilton, ON
Thorner, Hamilton · MLS® X13054974
About this home
Welcome to 85 Ranchdale Drive, nestled in the highly desirable Thorner neighbourhood on Hamilton Mountain-a peaceful, well-established pocket known for its quiet, tree-lined streets, mature greenery, and strong sense of community. This beautiful, bright, move-in-ready 4-levelbacksplit sits in a prime Central Mountain spot, surrounded by excellent schools, parks, libraries, and everyday conveniences. You're just minutes from Limeridge Mall and public transit, with quick access to the Lincoln Alexander Parkway for easy commutes. The home itself offers 3+1bedrooms and 2 full bathrooms across 1,053 sqft, with a fantastic layout perfect for growing families or multi-generational living. The main level boasts hardwood floors in the living and dining areas highlighted by soaring vaulted ceilings that create an open, airy feel. The bright, updated kitchen features granite countertops, stainless steel appliances, a stylish backsplash, and ample cabinet space-ideal for everyday meals or entertaining. Upstairs, the 3 spacious bedrooms include ceiling fans in the primary and secondary bedrooms plus plenty of closet space. The fully finished basement is a standout: potential for a versatile in-law suite or income opportunity with its own separate entrance, additional kitchenette, bathroom, laminate flooring, and large windows for natural light-rent it out to help offset your mortgage or welcome extended family. Outside, savor large front and back yards on a generous 50 x 100 ft corner lot lush with a gorgeous garden of mature trees and perennial flowers-perfect for relaxing, gardening, or playtime. Ample parking is a breeze with a private double driveway and carport. This move-in-ready gem is full of potential-your dream home in one of Hamilton Mountain's most sought-after family neighbourhoods awaits!
Key facts
- Property type
- Detached, Backsplit 4
- MLS®
- X13054974
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 700-1100
- Lot
- 50 × 100 ft
- Cross streets
- Deerborn Dr
- Parking
- 4 parking
- Basement
- Full, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,596 / 2025
- Days on market
- 80
- Listing brokerage
- RE/MAX ESCARPMENT REALTY INC.
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn location, this is a very walkable address with everyday errands close by. MOHAWK opposite EAST 27TH is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Corner lot: more light and frontage, sometimes at the cost of privacy.
- Income potential
- Value driver
- Worth verifying
- Lifestyle
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 37% above the area average of $566/sqft.
78 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Thorner, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: MOHAWK opposite EAST 27TH, about 191 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $559,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,988
- Property tax
- $383
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,371
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $10,473
- Estimated closing costs
- $10,473
Plus your down payment of $139,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $179,276
- Principal paid down
- $71,306
- Interest paid
- $107,971
- Balance remaining
- $488,614
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.