221 Glover Road, Hamilton, ON

Fruitland, Hamilton · MLS® X13057474

$1,799,999
For Sale
Listed 79 days ago
3Bedrooms
3Bathrooms
4Garage · 16 parking
2500-3000Sq Ft

About this home

July 18, 19 OH WEEKEND 12 - 4 pm. Seeing Is Believing - Welcome Home to a Superior Custom Quality BUNGALOW on an 80 x 150 Ft. Lot. With nearly 5,800 Sq. Ft of impeccable finishes and mobility-friendly touches - like special LOW RISE STAIRS into and out of the home and between levels - this Owner-Built, All-Brick and Stone beauty with Escarpment Views is your Dream Home come true. Stepping inside, you're greeted with soaring 14 Ft. Ceilings in the Foyer and Family Room, with Showpiece Chandelier, extensive Built-Ins, Fireplace, Crown Moulding and Coffered Ceiling with magnificent details and Cove Lighting. With 9-Ft. Ceilings on the remainder of the Main Level, the Custom Cabinetry continues in the massive Eat-In Kitchen with SUB ZERO Refrigerator, MONOGRAM Double Wall Oven and Cooktop, Granite Counters, Imported Porcelain Tile and extensive Pot Lights. Continuing inside, the Formal DR and BRs feature Top Quality Hardwood, 8 Ft. Solid Wood Doors and Storage Galore. The Primary Bedroom is a highlight - with His/Hers Walk-In Closets and a 6-piece Ensuite with DUAL VANITIES, Heated Floors and a BainUltra Jetted Tub. For entertaining, the transition outside is made easy with a 3-Season Room with BBQ Porch, overlooking a Fully Fenced Yard with Fruit Trees and Sunsets for Life. Need vehicle/hobby space? How about an Attached 3-Car Drive-Thru Garage with TWO Inside Entries(!), and a separate heated, plumbed and insulated Single Garage out back. The awesome continues downstairs with a Fully Finished Lower Level with Separate Entrance and Walk-Up - it's In Law Suite ready - with High Ceilings, 2nd Kitchen, Full Bathroom, Laundry Rough-In, maximum flexibility and multiple Cantinas and Storage Rooms. Multi-Camera Security, tasteful Landscaping and a full property Irrigation System add to the incredible value. This is a remarkable home - 'Country-feel', yet highway access and conveniences all nearby. Book a Showing today - you'll be a lover of Glover.

Key facts

Property type
Detached, Bungalow
MLS®
X13057474
Bedrooms
3
Bathrooms
3
Size
2500-3000
Lot
80 × 150 ft
Cross streets
Hwy 8 and Glover
Parking
4 garage · 16 parking (attached)
Driveway
Private Triple
Basement
Apartment, Finished, Full, Walk-Up, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$10,124 / 2026
Days on market
79
Listing brokerage
Bradbury Estate Realty Inc., Brokerage

Rooms

BathroomLower3.25 × 1.78 m

3 pc bath · tile floor · separate shower

OtherLower2.92 × 1.86 m
SunroomMain5.44 × 4.88 m

tile floor · overlooks backyard

BathroomMain4.83 × 2.64 m

heated floor · whirlpool · separate shower

Cold Room/CantinaLower2.60 × 2.12 m
Great RoomMain6.16 × 5.44 m

gas fireplace · b/i shelves · coffered ceiling(s)

Exercise RoomLower6.60 × 5.05 m

open concept · tile floor · pot lights

Cold Room/CantinaLower5.53 × 2.34 m
KitchenMain9.46 × 4.22 m

granite counters · b/i appliances · eat-in kitchen

Family RoomLower10.95 × 6.39 m

open concept · tile floor · pot lights

BathroomMain2.92 × 2.82 m

4 pc bath · tile floor

Dining RoomMain4.02 × 3.70 m

hardwood floor · crown moulding

Dining RoomLower6.60 × 4.55 m

open concept · tile floor · pot lights

Bedroom 2Main4.41 × 3.28 m

hardwood floor · double closet

FoyerMain4.78 × 2.63 m

tile floor · double closet

OtherLower3.37 × 1.38 m
LaundryMain2.82 × 2.13 m

Granite Counters

KitchenLower6.94 × 5.16 m

granite counters · tile floor · eat-in kitchen

Bedroom 3Main4.32 × 3.29 m

hardwood floor · double closet

BedroomMain4.83 × 4.24 m

6 pc ensuite · his and hers closets · hardwood floor

Utility RoomLower4.28 × 2.98 m
Cold Room/CantinaLower5.42 × 2.30 m
Moe’s TakeTeam Asgarian · Broker
Above the wider set
$1.46Mest. value

Listed at $1,799,999, this home is tracking about 23% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 64 similar homes nearby, adjusted for size, beds, and baths.Median of 64 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.55M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.37M
  • Bedrooms −$30K
  • Bathrooms −$15K
  • Adjusts to $1.33M

That comparable adjusts to $1.33M; the $1.46M estimate above is the median of all 64 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. GLOVER at HIGHWAY 8 is about a 2-minute walk away.

List price
$1.28MGreat deal$1.80MOverpriced

Total price vs nearby homes. Fair value about $1.46M, median of 64 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Heated floors: comfort and a premium-finish signal.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Primary suite: a key comfort and resale feature.
  • Income potential
  • Value driver
  • Lifestyle
  • Worth verifying
Comparable listingsCurrently listed nearby · asking prices
$1.25Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

286 Spring Creek Drive$1.05M27 Karendale Crescent$1.59M421 8th Concession Road$1.49M275 Woodland Drive$1.08M51 Forestview Drive$1.05M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.80MThis home1.05M1.59M1.49M1.08M1.05MThis home vs active comparables
Live market pulseActive comparables in Hamilton · median list $849K
$655this home / sqft
64active listings nearby
79days on market

This home lists 17% above the area average of $560/sqft.

77 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Fruitland, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

36/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: GLOVER at HIGHWAY 8, about 171 m away

20+ transit stops3 dining4 parks

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stoney Creek
$917K
Parkview
$500K
Homeside
$593K
Delta
$729K
Gibson
$670K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$8,204/mo
$343KIncome needed
5.2×Price ÷ income
$1,893Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $8,204Property tax $844Total carry $9,047

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,684per month

Mortgage amount $1,439,999 · 4.14% over 25 years

$360,000Down payment (20.0%)
$1,439,999Loan before insurance
$0CMHC premium
$8,528Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,684
Property tax
$844
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,528

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$32,475
Estimated closing costs
$32,475

Plus your down payment of $360,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$9,333/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$865,312Total interest paid
$2,305,311Total of all payments
Principal $1,439,999 Interest $865,312
YearPrincipalInterestBalance
1$33,734$58,478$1,406,265
2$35,145$57,067$1,371,120
3$36,615$55,597$1,334,504
4$38,147$54,066$1,296,357
5$39,743$52,470$1,256,615
6$41,405$50,808$1,215,210
7$43,137$49,076$1,172,073
8$44,941$47,271$1,127,132
9$46,821$45,391$1,080,311
10$48,779$43,433$1,031,532
11$50,820$41,393$980,712
12$52,946$39,267$927,766
13$55,160$37,052$872,606
14$57,467$34,745$815,139
15$59,871$32,341$755,268
16$62,375$29,837$692,892
17$64,985$27,228$627,908
18$67,703$24,510$560,205
19$70,535$21,678$489,670
20$73,485$18,727$416,185
21$76,559$15,654$339,626
22$79,761$12,451$259,865
23$83,097$9,115$176,768
24$86,573$5,639$90,195
25$90,195$2,018$0

At the end of your 5-year term

Total paid over the term
$461,062
Principal paid down
$183,384
Interest paid
$277,678
Balance remaining
$1,256,615

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
2.5%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $10,124− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $44,546

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Bradbury Estate Realty Inc., Brokerage. MLS®/PropTx.

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