1172 8th Concession Road, Hamilton, ON

Rural Flamborough, Hamilton · MLS® X13070842

$2,199,900
For Sale
Listed 78 days ago
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3Bedrooms
2Bathrooms
2Garage · 13 parking
2500-3000Sq Ft

About this home

Peaceful and serene, this breathtaking 91-acre property showcases a charming 1900s stone farmhouse rich in character and timeless appeal. Set well back from the road, a picturesque, tree-lined driveway welcomes you home, offering privacy and a true sense of escape. Inside, you'll fall in love with the authentic century details, including deep window wells, original floorboards, tall baseboards and solid wood doors complete with original hardware. A classic claw-foot tub adds to the home's historic charm. The main level offers a spacious and functional layout featuring a large eat-in kitchen, family room, formal living room, full bathroom and a sunroom-all bathed in natural light from oversized windows. Upstairs, you'll find three generously sized bedrooms, including an impressive 18' x 16' primary retreat complete with a four-piece ensuite and walk-in closet. A large, oversized garage with inside access provides ample space for vehicles, storage or hobby use. The durable metal roof, paired with decorative fascia, enhances the home's classic farmhouse aesthetic. Surrounded by nature and offering endless possibilities, this is a rare opportunity to own a truly special country property. RSA.

Key facts

Property type
Detached, 2-Storey
MLS®
X13070842
Bedrooms
3
Bathrooms
2
Size
2500-3000
Lot
740 × 91 ft
Cross streets
NORTH ON HWY 6
Parking
2 garage · 13 parking (attached)
Driveway
Private
Basement
Full, Unfinished
Heating
Forced Air
A/C
None
Exterior
Stone
Foundation
Stone
Roof
Metal
Sewer
Septic
Property tax
$10,582 / 2026
Days on market
78
Listing brokerage
RE/MAX ESCARPMENT REALTY INC.

Rooms

OtherMain2.44 × 2.11 m
Living RoomMain5.08 × 4.37 m
BedroomSecond4.98 × 3.33 m
Dining RoomMain5.59 × 2.72 m
KitchenMain5.54 × 5.36 m
BedroomSecond4.98 × 2.72 m
Family RoomMain5.54 × 4.32 m
Primary BedroomSecond5.59 × 5.08 m
Moe’s TakeTeam Asgarian · Broker
In the wider range
$1.84Mest. value

Listed at $2,199,900, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.42M, higher than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.55M
  • Bedrooms −$30K
  • Bathrooms −$30K
  • Adjusts to $1.49M

That comparable adjusts to $1.49M; the $1.84M estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$1.49MGreat deal$2.45MOverpriced

Total price vs nearby homes. Fair value about $1.84M, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Primary suite: a key comfort and resale feature.
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.14Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

286 Spring Creek Drive$1.05M421 8th Concession Road$1.49M275 Woodland Drive$1.08M51 Forestview Drive$1.05M1332 Baseline Road$1.02M

The 5 closest active listings nearby.

See all comparable homes
2.20MThis home1.05M1.49M1.08M1.05M1.02MThis home vs active comparables
Live market pulseActive comparables in Rural Flamborough · median list $1.80M
$800this home / sqft
7active listings nearby
78days on market

This home lists 0% above the area average of $802/sqft.

76 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rural Flamborough, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dundas
$1.05M
Waterdown
$1.37M
Westdale
$1.39M
Ancaster
$1.23M
Gibson
$670K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$10,026/mo
$413KIncome needed
5.3×Price ÷ income
$2,314Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $10,026Property tax $882Total carry $10,908

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,392per month

Mortgage amount $1,759,920 · 4.14% over 25 years

$439,980Down payment (20.0%)
$1,759,920Loan before insurance
$0CMHC premium
$10,273Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,392
Property tax
$882
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,273

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$41,473
Estimated closing costs
$41,473

Plus your down payment of $439,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$11,407/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,057,556Total interest paid
$2,817,476Total of all payments
Principal $1,759,920 Interest $1,057,556
YearPrincipalInterestBalance
1$41,229$71,470$1,718,691
2$42,953$69,746$1,675,738
3$44,750$67,949$1,630,988
4$46,622$66,077$1,584,366
5$48,572$64,127$1,535,794
6$50,604$62,095$1,485,190
7$52,720$59,979$1,432,470
8$54,926$57,773$1,377,544
9$57,223$55,476$1,320,321
10$59,617$53,082$1,260,704
11$62,110$50,589$1,198,594
12$64,708$47,991$1,133,886
13$67,415$45,284$1,066,471
14$70,235$42,464$996,236
15$73,173$39,526$923,064
16$76,233$36,466$846,830
17$79,422$33,277$767,408
18$82,744$29,955$684,664
19$86,205$26,494$598,459
20$89,811$22,888$508,648
21$93,568$19,131$415,080
22$97,481$15,218$317,599
23$101,559$11,140$216,040
24$105,807$6,892$110,233
25$110,233$2,466$0

At the end of your 5-year term

Total paid over the term
$563,495
Principal paid down
$224,126
Interest paid
$339,369
Balance remaining
$1,535,794

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
2.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $10,582− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $44,088

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.

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