126 McGregor Crescent, Hamilton, ON
Ancaster, Hamilton · MLS® X13072976
About this home
This multi-generational luxury dream home blends timeless design with superior craftsmanship, offering over 8,850 sqft. of finished living space with 7 bedrooms and 8 bathrooms on a 135-ft-wide lot in Ancasters prestigious Oakhill neighbourhood. Surrounded by mature trees and estate homes, the property showcases two separate garages, parking for 20+ vehicles, professional landscaping, and a commanding architectural façade. Inside, a 21-ft grand foyer with curved staircase and custom millwork sets an elegant tone, complemented by wide-plank hardwood, porcelain tile, and abundant natural light from oversized windows. The main level offers formal living and dining rooms, a private office, powder room, and one of two primary suites with backyard walk-out. At the heart of the home, a soaring family room with floor-to-ceiling windows connects to a gourmet kitchen featuring top-tier Thermador appliances, a servery, walk-in pantry, and a heated four-season sunroom with in-floor heating. Upstairs are four generous bedrooms, each with its own ensuite and heated floors, plus a convenient laundry room and a spectacular primary retreat with gas fireplace, dressing room, and spa-inspired 6-pc ensuite. A covered terrace with artificial turf extends the living space outdoors. The finished lower level offers incredible versatility for extended family living with a separate entrance, two bedrooms, two bathrooms, recreation room with gas fireplace, kitchenette, and a sound-isolated home theatre room that can be separated from the rest of the basement. The private backyard provides multiple patios under mature trees, with professional renderings available for a future pool, hot tub, and full landscaping. Smart-home features include Control4 automation, security system, 400-amp, dual furnaces & ACs, HRVs, and central vacuum with hide-a-hoses. A rare opportunity to own an Oakhill estate that combines sophistication, space, and modern functionality for todays luxury lifestyle.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13072976
- Bedrooms
- 7 (5 + 2)
- Bathrooms
- 8 (2 half)
- Size
- 5,000 sq ft
- Lot
- 134.94 × 130 ft
- Cross streets
- Terrence Park Drive / Lloymin Avenue
- Parking
- 3 garage · 20 parking (attached)
- Driveway
- Private Triple
- Basement
- Full, Finished, Walk-Up, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stucco (Plaster)
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $27,545 / 2025
- Days on market
- 77
- Listing brokerage
- ROYAL LEPAGE STATE REALTY
Rooms
Listed at $3,888,000, this home is tracking about 30% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $5.03M, higher than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $2.59M
- Size difference +$440K
- Bedrooms −$30K
- Bathrooms +$15K
- Adjusts to $3.01M
That comparable adjusts to $3.01M; the $3.00M estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $3.00M, median of 9 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Heated floors: comfort and a premium-finish signal.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Income potential
- Value driver
- Lifestyle
- Weigh carefully
- Worth verifying
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 33% above the area average of $585/sqft.
75 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Ancaster, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $3,110,400 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $16,598
- Property tax
- $2,295
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $18,894
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $83,675
- Estimated closing costs
- $83,675
Plus your down payment of $777,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $995,895
- Principal paid down
- $396,110
- Interest paid
- $599,785
- Balance remaining
- $2,714,290
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE STATE REALTY. MLS®/PropTx.