201-427 Aberdeen Avenue, Hamilton, ON
Kirkendall, Hamilton · MLS® X13081916
About this home
Welcome to Urban West at 427 Aberdeen Ave! This beautifully updated 2-bedroom condo offers the perfect blend of comfort and modern style. Freshly painted throughout, the unit features contemporary finishes and a bright, inviting layout that's truly move-in ready. Enjoy a functional open-concept living space, ideal for both relaxing and entertaining.Perfectly situated in one of Hamilton's most desirable neighbourhoods, you're just steps to trendy Locke Street shops, cafés, and restaurants, with nearby parks, trails, and the scenic escarpment for outdoor lovers. Convenient access to downtown Hamilton, McMaster University, public transit, and major highways makes commuting a breeze. Enjoy urban living with a vibrant, community feel right at your doorstep. *The parking spot is located steps to the elevator!
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- X13081916
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 700-799
- Cross streets
- Dundurn / Aberdeen
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stucco (Plaster), Brick
- Maintenance
- $564/mo
- Exposure
- South
- Property tax
- $4,116 / 2025
- Days on market
- 74
- Listing brokerage
- RE/MAX CROSSROADS REALTY INC.
Rooms
walk-in closet(s) · window floor to ceiling · updated
window floor to ceiling · breakfast bar
modern kitchen · stainless steel appl · open concept
large closet · window
Listed at $475,000, this home is about 31% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
There were not many closely comparable homes right in Kirkendall, so I widened the search to the surrounding area.
Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $417K, a bit higher.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $389K
- Bathrooms −$15K
- Adjusts to $374K
That comparable adjusts to $374K; the $362K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. ABERDEEN at DUNDURN is about a 1-minute walk away.
Total price vs nearby homes. Fair value about $362K, median of 6 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Open-concept layout: modern, sought-after flow.
- Elevator: rare and valuable for accessibility and resale.
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 17% above the area average of $541/sqft.
59 days longer than the Hamilton average (15 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Kirkendall, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: ABERDEEN at DUNDURN, about 17 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $380,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,028
- Property tax
- $343
- Condo / maintenance fees
- $564
- Heating
- $0
- Estimated monthly cost
- $2,935
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $5,975
- Estimated closing costs
- $5,975
Plus your down payment of $95,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $121,669
- Principal paid down
- $48,393
- Interest paid
- $73,276
- Balance remaining
- $331,607
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX CROSSROADS REALTY INC.. MLS®/PropTx.