776 Garth Street, Hamilton, ON
Westcliffe, Hamilton · MLS® X13086948
About this home
This Beautifully Renovated (With Permits) Detached Home Is Located In A Highly Sought-After Hamilton Mountain Neighborhood. With Over 2,455 Sq. Ft. Of Finished Living Space And A Generous 40.07 X 100.22 Ft Lot, It Offers Exceptional Comfort, Functionality, And Style. Boasting 4+2 Bedrooms, This Thoughtfully Designed Home Features An Open-Concept Main Floor, Ideal For Modern Family Living. The Completely New Eat-In Kitchen Includes Two Sets Of Fridges, Dishwasher, Microwaves, Washers, And Dryers. Enjoy Two Fully Renovated Bathrooms On The Main Level, Hardwood Flooring Throughout, And All New Doors. The Lower Level Is Fully Finished With Two Bedrooms, A Second Kitchen, A Separate Entrance, And A New Bathroom Perfect As An In-Law Suite, Rental Unit, Or Student Housing Just Minutes From Mohawk College. Outside, Enjoy A Private Backyard Oasis, Complete With New Landscaping, Fresh Grass, And New Exterior Lighting. Additional Upgrades Include A New 200 Amp Electrical Panel, All New Light Fixtures And Pot Lights Throughout, Smooth Ceilings, Freshly Painted Interior And Exterior, New Stairs, A New Backup Valve, And All New Low-Level Windows. Ideally Located Within Walking Distance To Mohawk College, St Joseph's Hospital, Local Elementary Schools, The Rail Trail, And Just Minutes From Scenic Waterfalls, The Chedoke Stairs, The House Is Located Across From Hillfield Strathallan College (Jk Grade 12), Westmount Secondary School, And All Major Amenities.
Key facts
- Property type
- Detached, Bungalow-Raised
- MLS®
- X13086948
- Bedrooms
- 6 (4 + 2)
- Bathrooms
- 3
- Size
- 1100-1500
- Lot
- 40.07 × 100.23 ft
- Cross streets
- GARTH ST AND FENNELL AVE
- Parking
- 1 garage · 3 parking (attached)
- Driveway
- Private
- Basement
- Apartment, Finished with Walk-Out
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $5,124 / 2025
- Days on market
- 73
- Listing brokerage
- ROYAL LEPAGE REALTY CENTRE
Rooms
hardwood floor · pot lights
tile floor · pot lights · renovated
hardwood floor · window
tile floor · renovated
hardwood floor · pot lights
tile floor · eat-in kitchen · centre island
hardwood floor · window
hardwood floor · window
hardwood floor · 4 pc bath · closet
This home is a bit unique, so there are not enough closely comparable homes nearby for me to trust an automatic number, and I would rather give you a real one than a wrong one. Tell me you are interested and I will pull the most comparable recent sales and send you a straight answer on price, usually the same day.
Ask Moe if this price is fairOn location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. GARTH at MOUNTAIN CREST is about a 1-minute walk away.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Open-concept layout: modern, sought-after flow.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Income potential
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 20% above the area average of $562/sqft.
71 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Westcliffe, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: GARTH at MOUNTAIN CREST, about 67 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $700,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,735
- Property tax
- $427
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,162
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $13,975
- Estimated closing costs
- $13,975
Plus your down payment of $175,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $224,128
- Principal paid down
- $89,145
- Interest paid
- $134,982
- Balance remaining
- $610,855
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REALTY CENTRE. MLS®/PropTx.