203 Jones Road, Hamilton, ON

Stoney Creek, Hamilton · MLS® X13095504

$1,179,000
For Sale
Listed 72 days ago
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5Bedrooms
2Bathrooms
2Garage · 8 parking
2500-3000Sq Ft

About this home

Welcome to this one-of-a-kind custom-built home in the sought-after Stoney Creek community of Hamilton. Set on an impressive 59 x 181 ft lot, this beautifully maintained 4+1 bedroom residence offers exceptional space, character, and endless possibilities for growing families and entertainers alike. Step inside to gleaming hardwood floors throughout the main level, featuring a sunken living room and an inviting sunken family room with stunning wood-beamed ceilings, a classic brick fireplace, and custom built-in shelving. The spacious family-sized kitchen is designed for everyday living and entertaining, complete with a large centre island, bay window, and bright breakfast area. The expansive recreation space is made for hosting, featuring a built-in wet bar, fireplace, and elegant French doors leading to the picturesque patio and in-ground pool - your own private backyard retreat for summer gatherings and relaxing weekends at home. The finished basement adds even more versatility with an additional bedroom, generous recreation area, and plenty of space for extended family, a home gym, office, or future in-law suite potential. Located in desirable Stoney Creek, this home offers convenient access to parks, schools, shopping, dining, major highways, and the scenic Niagara Escarpment, blending suburban comfort with easy city connectivity.

Key facts

Property type
Detached, 2-Storey
MLS®
X13095504
Bedrooms
5 (4 + 1)
Bathrooms
2 (1 half)
Size
2500-3000
Lot
59.91 × 181.69 ft
Cross streets
Hwy #8/Jones
Parking
2 garage · 8 parking (attached)
Driveway
Private Double
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Pool
Inground
Property tax
$7,136 / 2026
Days on market
72
Listing brokerage
RE/MAX HALLMARK REALTY LTD.

Rooms

BedroomLower3.85 × 4.10 m

hardwood floor · window · closet

RecreationMain5.88 × 3.69 m

hardwood floor · wet bar · fireplace

Primary BedroomSecond7.12 × 7.30 m

hardwood floor · closet · ensuite bath

Game RoomMain6.14 × 4.52 m

hardwood floor · w/o to patio · pot lights

KitchenMain4.72 × 2.50 m

tile floor · centre island · bay window

BedroomLower4.63 × 3.56 m

laminate · pot lights

Dining RoomMain3.68 × 3.64 m

tile floor · open concept

BedroomSecond2.74 × 3.95 m

hardwood floor · window · closet

Living RoomMain3.47 × 5.24 m

sunken room · hardwood floor · large window

Family RoomMain6.09 × 3.91 m

broadloom · fireplace · beamed ceilings

BedroomSecond5.01 × 2.97 m

hardwood floor · window · closet

Moe’s TakeTeam Asgarian · Broker
Below comparables
$1.33Mest. value

Listed at $1,179,000, this home is about 12% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Stoney Creek, so I widened the search to the surrounding area.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.05M, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.56M
  • Bedrooms −$30K
  • Bathrooms −$15K
  • Adjusts to $1.51M

That comparable adjusts to $1.51M; the $1.33M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$1.18MGreat deal$1.51MOverpriced

Total price vs nearby homes. Fair value about $1.33M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Value driver
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby in Stoney Creek · asking prices
$1.23Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

67 Bellroyal Crescent$1.13M419 Macintosh Drive$880k28 Magdalena Street$1000k298 SECOND Road$1.90M

The 4 closest active listings nearby.

See all comparable homes
1.18MThis home1.13M880k1000k1.90MThis home vs active comparables
Live market pulseActive comparables in Stoney Creek · median list $1.20M
$429this home / sqft
30active listings nearby
72days on market

This home lists 15% below the area average of $507/sqft.

70 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Stoney Creek, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Parkview
$526K
Homeside
$593K
Delta
$729K
Gibson
$670K
Binbrook
$948K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,373/mo
$228KIncome needed
5.2×Price ÷ income
$1,240Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $5,373Property tax $595Total carry $5,968

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,033per month

Mortgage amount $943,200 · 4.14% over 25 years

$235,800Down payment (20.0%)
$943,200Loan before insurance
$0CMHC premium
$5,628Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,033
Property tax
$595
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,628

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,055
Estimated closing costs
$20,055

Plus your down payment of $235,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,113/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$566,780Total interest paid
$1,509,980Total of all payments
Principal $943,200 Interest $566,780
YearPrincipalInterestBalance
1$22,096$38,303$921,104
2$23,020$37,379$898,084
3$23,983$36,416$874,101
4$24,986$35,413$849,115
5$26,031$34,368$823,083
6$27,120$33,279$795,963
7$28,255$32,145$767,708
8$29,436$30,963$738,272
9$30,668$29,731$707,604
10$31,951$28,449$675,654
11$33,287$27,112$642,367
12$34,679$25,720$607,687
13$36,130$24,269$571,557
14$37,641$22,758$533,916
15$39,216$21,184$494,701
16$40,856$19,543$453,845
17$42,565$17,834$411,280
18$44,345$16,054$366,934
19$46,200$14,199$320,734
20$48,133$12,266$272,601
21$50,146$10,253$222,455
22$52,244$8,156$170,212
23$54,429$5,970$115,783
24$56,706$3,694$59,077
25$59,077$1,322$0

At the end of your 5-year term

Total paid over the term
$301,996
Principal paid down
$120,117
Interest paid
$181,879
Balance remaining
$823,083

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
4.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.3%
Gross yield
− Property tax $7,136− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $47,534

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

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