107-125 Wilson Street, Hamilton, ON
Ancaster, Hamilton · MLS® X13099454
About this home
Welcome to this beautifully maintained condo in the heart of Ancaster, offering a perfect blend of comfort, convenience, and low-maintenance living. Ideally situated in a well-managed building, this unit is surrounded by mature landscaping and enjoys excellent walkability to nearby amenities. This spacious 2-bedroom unit features an inviting open-concept layout, ideal for both everyday living and entertaining. The kitchen is thoughtfully designed with quartz countertops, ample cabinetry, and workspace, overlooking the bright living area. From here, step through the patio doors off the living room to your private outdoor space-perfect for relaxing or enjoying your morning coffee. A separate dining area offers flexibility and could easily serve as a home office or den. The primary bedroom provides a comfortable retreat, complete with two walk-in closets featuring built-in organizers for optimal storage, along with convenient access to a well-appointed bathroom with granite countertops. A second bedroom, an additional full bath also finished with granite countertops, and in-suite laundry complete this functional and stylish layout. The building offers a welcoming lobby and well-maintained common areas, enhancing the overall living experience. Residents also benefit from exclusive use of one underground parking space and a storage locker. Condo fees include water, gas, exterior maintenance, building insurance, parking, and access to common elements-ensuring a truly carefree lifestyle with added value and peace of mind. Located just minutes from shopping, grocery stores, restaurants, parks, and transit, this property also offers quick access to major highways, making commuting a breeze. Move right in and enjoy everything this fantastic unit and Ancaster have to offer.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- X13099454
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 1000-1199
- Cross streets
- West of Fiddlers Green Rd
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Heat Pump
- A/C
- Central Air
- Exterior
- Brick, Stucco (Plaster)
- Foundation
- Poured Concrete
- Roof
- Asphalt Rolled
- Maintenance
- $863/mo
- Exposure
- West
- Property tax
- $5,580 / 2026
- Days on market
- 71
- Listing brokerage
- RE/MAX NIAGARA REALTY LTD, BROKERAGE
Rooms
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn location, this is a very walkable address with everyday errands close by. WILSON at DUNHAM is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Open-concept layout: modern, sought-after flow.
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 0% above the area average of $665/sqft.
56 days longer than the Hamilton average (15 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Ancaster, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: WILSON at DUNHAM, about 156 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $588,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,138
- Property tax
- $465
- Condo / maintenance fees
- $863
- Heating
- $0
- Estimated monthly cost
- $4,466
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $11,175
- Estimated closing costs
- $11,175
Plus your down payment of $147,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $188,267
- Principal paid down
- $74,882
- Interest paid
- $113,385
- Balance remaining
- $513,118
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX NIAGARA REALTY LTD, BROKERAGE. MLS®/PropTx.