6 Albany Avenue, Hamilton, ON

Crown Point, Hamilton · MLS® X13099810

$479,000
For Sale
Listed 72 days ago
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3Bedrooms
1Bathrooms
1Parking
1100-1500Sq Ft

About this home

Welcome to 6 Albany Avenue - a beautifully updated 3-bedroom, 1-bathroom home offering the perfect blend of charm, comfort, and modern upgrades. Ideal for first-time buyers, young families, or investors, this warm and inviting property is move-in ready and thoughtfully designed for everyday living.Step inside to discover a bright and functional semi-open concept layout featuring stylish finishes throughout. The main floor offers a welcoming living and dining area that flows seamlessly into the updated kitchen, complete with quartz countertops, subway tile backsplash, stainless steel appliances, and ample cabinetry.Upstairs, you'll find three cozy bedrooms enhanced with new flooring, subflooring, and baseboards (2024), along with a beautifully renovated 4-piece bathroom featuring hardwood-style tile flooring, an updated vanity and cabinet, and modern lighting (2024).The fully fenced backyard provides a private outdoor retreat, complete with a covered deck perfect for relaxing or entertaining. A stunning cherry blossom tree adds seasonal beauty and privacy, while freshly laid sod (2025) enhances the outdoor space. At the front of the home, a mature Eastern Redbud tree creates exceptional curb appeal.Conveniently located in a family-friendly neighbourhood between Barton St. E and Cannon St., this home is within walking distance to schools, parks, transit, the Hamilton East EarlyON Child & Family Centre, and everyday amenities including Walmart, Metro, and LCBO.Filled with warmth, character, and tasteful updates throughout, 6 Albany Avenue is a wonderful place to call home.

Key facts

Property type
Detached, 2-Storey
MLS®
X13099810
Bedrooms
3
Bathrooms
1
Size
1100-1500
Lot
25 × 70 ft
Cross streets
Albany Ave and Robins Ave
Parking
1 parking
Driveway
Available
Basement
Crawl Space, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$2,435 / 2025
Days on market
72
Listing brokerage
ZOWN REALTY INC.
Moe’s TakeTeam Asgarian · Broker
In line
$484Kest. value

Listed at $479,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $406K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $500K
  • Bathrooms −$15K
  • Adjusts to $485K

That comparable adjusts to $485K; the $484K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$435KGreat deal$485KOverpriced

Total price vs nearby homes. Fair value about $484K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Crown Point · asking prices
$474kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

78 CAMPBELL Avenue$350k44 Gordon Street$499k5 Rowanwood Street$500k125 Cavell Avenue$450k487 Dunsmure Road$573k

The 5 closest active listings nearby.

See all comparable homes
479kThis home350k499k500k450k573kThis home vs active comparables
Live market pulseActive comparables in Crown Point · median list $500K
$368this home / sqft
7active listings nearby
72days on market

This home lists 2% below the area average of $377/sqft.

70 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Crown Point, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Homeside
$593K
Delta
$729K
Parkview
$526K
Gibson
$670K
Stoney Creek
$917K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,183/mo
$93KIncome needed
5.1×Price ÷ income
$504Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $2,183Property tax $203Total carry $2,386

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,045per month

Mortgage amount $383,200 · 4.14% over 25 years

$95,800Down payment (20.0%)
$383,200Loan before insurance
$0CMHC premium
$2,248Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,045
Property tax
$203
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,248

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,055
Estimated closing costs
$6,055

Plus your down payment of $95,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,484/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$230,269Total interest paid
$613,469Total of all payments
Principal $383,200 Interest $230,269
YearPrincipalInterestBalance
1$8,977$15,562$374,223
2$9,353$15,186$364,870
3$9,744$14,795$355,127
4$10,151$14,387$344,975
5$10,576$13,963$334,399
6$11,018$13,520$323,381
7$11,479$13,060$311,902
8$11,959$12,579$299,943
9$12,460$12,079$287,483
10$12,981$11,558$274,502
11$13,524$11,015$260,978
12$14,089$10,449$246,889
13$14,679$9,860$232,210
14$15,293$9,246$216,918
15$15,932$8,606$200,985
16$16,599$7,940$184,386
17$17,293$7,246$167,093
18$18,016$6,522$149,077
19$18,770$5,769$130,307
20$19,555$4,984$110,752
21$20,373$4,166$90,378
22$21,225$3,313$69,153
23$22,113$2,426$47,040
24$23,038$1,501$24,002
25$24,002$537$0

At the end of your 5-year term

Total paid over the term
$122,694
Principal paid down
$48,801
Interest paid
$73,893
Balance remaining
$334,399

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
4.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.8%
Gross yield
− Property tax $2,435− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $20,729

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ZOWN REALTY INC.. MLS®/PropTx.

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