32 Highbury Drive, Hamilton, ON

Stoney Creek Mountain, Hamilton · MLS® X13103794

$898,800
For Sale
Listed 71 days ago
3Bedrooms
2Bathrooms
2Garage · 4 parking
1500-2000Sq Ft

About this home

Welcome to 32 Highbury Drive, located in a family-friendly neighbourhood on Stoney Creek mountain! This meticulously maintained 1,985 sqft above grade and 2673 sqft of total living space, 3-bedroom, 2-bathroom backsplit home has been lovingly cared for by the original owners with a layout that provides exceptional space and functionality for the whole family. Enjoy great curb appeal with a welcoming covered front porch surrounded by a beautiful garden. Inside, you'll find a bright and spacious layout featuring a private living room with French doors, a formal dining room, a well-appointed eat-in kitchen, a comfortable family room complete with a natural gas fireplace and sliding glass doors leading to the backyard, and a 4-piece bathroom which completes the main level. Upstairs features a generous primary bedroom along with 2 additional good-sized bedrooms and a 4-piece bathroom. The finished basement features a large rec room with a convenient second kitchen, laundry, plenty of storage space and a bonus cold room. Outside, enjoy your fully fenced backyard with an expansive deck, mature trees for added privacy, a raised garden bed, and a handy storage shed. There is plenty of parking in the 2-car attached garage and the 2-car double-wide driveway. Additional features include central vac, California shutters on the main and second floors, updated shingles (approx 2018) and furnace (approx 2018). Ideally located close to all amenities including schools, parks, shopping, restaurants and more, with easy highway access for commuters. This is a fantastic opportunity to own a well-cared-for home in a sought-after neighbourhood!

Key facts

Property type
Detached, Backsplit 3
MLS®
X13103794
Bedrooms
3
Bathrooms
2
Size
1500-2000
Lot
49.21 × 101.71 ft
Cross streets
Highland Rd W
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Full, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding, Brick Veneer
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,116 / 2025
Days on market
71
Listing brokerage
KELLER WILLIAMS COMPLETE REALTY

Rooms

OtherBasement3.45 × 1.04 m
Bedroom 3Second3.12 × 3.02 m
FoyerMain1.78 × 4.42 m
RecreationBasement5.08 × 6.93 m
Bedroom 2Second4.06 × 2.97 m
Dining RoomMain3.58 × 4.34 m
KitchenMain5.89 × 3.76 m
Family RoomMain9.60 × 5.89 m
Cold Room/CantinaBasement5.44 × 1.78 m
Utility RoomBasement9.40 × 5.84 m

Combined w/Laundry

BathroomSecond3.56 × 2.31 m

4 Pc Bath

Living RoomMain3.58 × 3.68 m
BathroomMain3.56 × 2.21 m

4 Pc Bath

Primary BedroomSecond4.70 × 3.40 m
KitchenBasement4.78 × 3.45 m
Moe’s TakeTeam Asgarian · Broker
Above the wider set
$795Kest. value

Listed at $898,800, this home is tracking about 13% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($514/sqft) is in line with the area, so you are paying for extra space rather than a premium.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 33 similar homes nearby, adjusted for size, beds, and baths.Median of 33 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $932K, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $850K
  • Bathrooms −$15K
  • Adjusts to $835K

That comparable adjusts to $835K; the $795K estimate above is the median of all 33 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$644KGreat deal$899KOverpriced

Total price vs nearby homes. Fair value about $795K, median of 33 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
Comparable listingsCurrently listed nearby in Stoney Creek Mountain · asking prices
$838kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

31 Cityview Crescent$850k20 AUDUBON Street$880k115 FIRST Road$800k80 Chilton Drive$749k19 SIDNEY Crescent$909k

The 5 closest of 8 active listings nearby.

See all comparable homes
899kThis home850k880k800k749k909kThis home vs active comparables
Live market pulseActive comparables in Stoney Creek Mountain · median list $999K
$514this home / sqft
35active listings nearby
71days on market

This home lists 0% above the area average of $512/sqft.

69 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Stoney Creek Mountain, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stoney Creek
$917K
Rural Glanbrook
$1.03M
Binbrook
$948K
Delta
$729K
Homeside
$593K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,096/mo
$176KIncome needed
5.1×Price ÷ income
$945Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $4,096Property tax $510Total carry $4,606

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,837per month

Mortgage amount $719,040 · 4.14% over 25 years

$179,760Down payment (20.0%)
$719,040Loan before insurance
$0CMHC premium
$4,347Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,837
Property tax
$510
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,347

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,451
Estimated closing costs
$14,451

Plus your down payment of $179,760. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,660/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$432,079Total interest paid
$1,151,119Total of all payments
Principal $719,040 Interest $432,079
YearPrincipalInterestBalance
1$16,845$29,200$702,195
2$17,549$28,496$684,646
3$18,283$27,762$666,363
4$19,048$26,997$647,315
5$19,845$26,200$627,470
6$20,675$25,370$606,795
7$21,540$24,505$585,256
8$22,441$23,604$562,815
9$23,379$22,665$539,436
10$24,357$21,688$515,078
11$25,376$20,669$489,702
12$26,437$19,607$463,265
13$27,543$18,501$435,722
14$28,695$17,349$407,026
15$29,896$16,149$377,131
16$31,146$14,899$345,984
17$32,449$13,596$313,535
18$33,806$12,239$279,729
19$35,220$10,824$244,509
20$36,694$9,351$207,815
21$38,228$7,816$169,587
22$39,827$6,217$129,759
23$41,493$4,551$88,266
24$43,229$2,816$45,037
25$45,037$1,008$0

At the end of your 5-year term

Total paid over the term
$230,224
Principal paid down
$91,570
Interest paid
$138,654
Balance remaining
$627,470

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $6,116− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,126

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS COMPLETE REALTY. MLS®/PropTx.

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