74 Upper Mount Albion Road, Hamilton, ON
Stoney Creek Mountain, Hamilton · MLS® X13105810
About this home
Welcome to 74 Upper Mount Albion Road, an exceptional newly built residence currently under construction and thoughtfully designed with the sophistication of modern Toronto and Oakville architecture in mind. Set on an impressive 50 x 252 ft lot siding & backing onto protected conservation land, this upcoming luxury home will offer an extraordinary blend of contemporary design, privacy, and lifestyle convenience in one of Stoney Creek's most desirable settings. Planned to offer over 4,000 sq ft of beautifully finished living space, the home will feature 6 bedrooms and 5 bathrooms, with a layout tailored for modern family living. Expansive windows and elevated ceiling heights are designed to create a bright, open atmosphere, complemented by striking architectural elements that enhance the overall living experience.The residence will also feature a covered rear patio overlooking tranquil conservation views, as well as a separate side entrance leading to a fully finished lower level-ideal for extended family living or future in-law accommodations. Currently under construction with an estimated completion timeline of approximately 4-6 months, this is a rare opportunity to secure a brand new luxury home before completion in a highly sought-after enclave. A truly exceptional offering where modern architecture, premium finishes, and natural surroundings come together seamlessly. Perfectly positioned for both convenience and outdoor living, the location is within walking distance to Starbucks, Sobeys, LCBO, Indigo, HomeSense, Cineplex, and an extensive selection of restaurants and everyday amenities. Nature lovers will appreciate direct access to the Eramosa Karst trails and East Mountain biking loop, while commuters benefit from quick connections to the Red Hill Valley Parkway and the LINC.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13105810
- Bedrooms
- 4
- Bathrooms
- 4 (1 half)
- Size
- 3000-3500
- Lot
- 50.12 × 253.06 ft
- Cross streets
- Highland Road West
- Parking
- 2 garage · 6 parking (attached)
- Basement
- Full, Walk-Up, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Wood
- Foundation
- Poured Concrete
- Roof
- Flat
- Sewer
- Sewer
- Days on market
- 71
- Listing brokerage
- RE/MAX ABOUTOWNE REALTY CORP.
Rooms
5 Pc Ensuite
3 Pc Bath
4 Pc Bath
4 Pc Ensuite
2 Pc Bath
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homes69 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Stoney Creek Mountain, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $1,756,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $9,371
- Property tax
- $1,372
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $10,743
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $41,350
- Estimated closing costs
- $41,350
Plus your down payment of $439,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $562,240
- Principal paid down
- $223,627
- Interest paid
- $338,613
- Balance remaining
- $1,532,373
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ABOUTOWNE REALTY CORP.. MLS®/PropTx.