43 Niska Drive, Hamilton, ON
Waterdown, Hamilton · MLS® X13106738
About this home
Welcome to this beautifully maintained detached home in the heart of Waterdown-where comfort, space, and thoughtful updates come together seamlessly. Step inside and you're welcomed by a warm, inviting main floor designed for both everyday living and entertaining. The spacious living and dining areas flow effortlessly into a large eat-in kitchen, complete with stainless steel appliances and granite countertops, all overlooking the cozy family room and backyard-perfect for gathering with family and friends. Upstairs, you'll find three generously sized bedrooms, including a bright and expansive primary retreat with ample closet space and a full ensuite bath. Each room offers comfort, natural light, and functionality for growing families. Head downstairs to the fully finished basement, offering incredible versatility with a large recreation room, exercise space, and plenty of storage. With a basement upgrade completed in 2026, this level is refreshed and ready for both relaxation and additional living needs. Step outside to your private backyard oasis featuring an inground pool with a safety cover and a hot tub with a hardtop cover-ideal for summer entertaining and year-round enjoyment. Additional updates include house renovations in 2026, along with newer windows, patio door, furnace, central air, and roof shingles (2023), giving peace of mind for years to come. Situated in a quiet, family-friendly neighbourhood close to parks, schools, transit, and everyday amenities, this home offers the perfect blend of lifestyle and location.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13106738
- Bedrooms
- 3
- Bathrooms
- 3 (1 half)
- Size
- 2000-2500
- Lot
- 40.03 × 111.55 ft
- Cross streets
- Teeple St
- Parking
- 15 garage · 3 parking (built-in)
- Basement
- Full, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick Veneer
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $6,796 / 2025
- Days on market
- 70
- Listing brokerage
- RE/MAX ESCARPMENT REALTY INC.
Rooms
4 Pc Bath
2 Pc Bath
4 Pc Ensuite
Listed at $1,049,500, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.
Based on 13 similar homes nearby, adjusted for size, beds, and baths.Median of 13 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.13M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.05M
- Adjusts to $1.05M
That comparable adjusts to $1.05M; the $1.15M estimate above is the median of all 13 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $1.15M, median of 13 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Value driver
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 18% below the area average of $571/sqft.
68 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Waterdown, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $839,600 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,480
- Property tax
- $566
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,047
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $17,465
- Estimated closing costs
- $17,465
Plus your down payment of $209,900. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $268,825
- Principal paid down
- $106,923
- Interest paid
- $161,902
- Balance remaining
- $732,677
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.