23-261 Skinner Road, Hamilton, ON

Waterdown, Hamilton · MLS® X13133010

$729,000
For Sale
Listed 63 days ago
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4Bedrooms
3Bathrooms
1Garage
1600-1799Sq Ft

About this home

Have you been waiting to experience roof top entertaining? Well look no further... at 261 Skinner #23 this awesome end-unit townhome offers a 600 square foot rooftop terrace overlooking the escarpment. Boasting 3 Bedrooms, 3 Bathrooms and nearly 1600 square feet this home is built for entertaining this townhome offers an excellent layout. The main floor offers a spacious kitchen with white cabinetry, stainless appliances, oversized breakfast island, open to your living and dining room area offering direct access to your private balcony. Additionally the main floor boasts a main 3 piece bathroom, laundry room, and potential main floor master bedroom or office! The upper level of this home features 3 bedrooms. The primary retreat boasts beautiful bright windows, and a spacious 4 piece en-suite. The additional 2 bedrooms both generous in size feature double closets. The upper level additionally features a spacious 4 piece main bath. The upper level directly to the roof top terrace. Enjoy quiet evenings sipping wine on this amazing patio! This townhome also features a built in garage. Located minutes to all major amenities in Waterdown, quick access to the highway .. if you've been looking for something that is totally move in ready offering an easy lifestyle this is the one!

Key facts

Property type
Condo Townhouse, 3-Storey
MLS®
X13133010
Bedrooms
4
Bathrooms
3
Size
1600-1799
Cross streets
Located south of Dundas Street at Mallard. Corner of Skinner Road and Mallard.
Parking
1 garage (none)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Concrete
Maintenance
$483/mo
Exposure
North
Property tax
$4,594 / 2025
Days on market
63
Listing brokerage
Royal LePage Real Estate Associates

Rooms

KitchenMain3.45 × 3.61 m
Living RoomMain3.53 × 4.67 m

W/O To Balcony

Moe’s TakeTeam Asgarian · Broker
In line
$736Kest. value

Listed at $729,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $662K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $745K
  • Bedrooms +$30K
  • Adjusts to $775K

That comparable adjusts to $775K; the $736K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. DUNDAS at BURKE is about a 10-minute walk away.

List price
$570KGreat deal$775KOverpriced

Total price vs nearby homes. Fair value about $736K, median of 6 comparables.

Comparable listingsCurrently listed nearby · asking prices
$727kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

6-115 Shoreview Place$680k14-215 Dundas Street$799k477 Provident Way$695k35-1967 Main Street$600k9-215 Dundas Street$860k

The 5 closest active listings nearby.

See all comparable homes
729kThis home680k799k695k600k860kThis home vs active comparables
Live market pulseActive comparables in Waterdown · median list $799K
$429this home / sqft
6active listings nearby
63days on market

This home lists 2% above the area average of $420/sqft.

41 days longer than the Hamilton average (22 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterdown, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

46/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: DUNDAS at BURKE, about 788 m away

1 transit stops4 dining9 parks1 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dundas
$473K
Parkview
$540K
McQuesten
$530K
Meadowlands
$710K
Red Hill
$450K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,323/mo
$152KIncome needed
4.8×Price ÷ income
$767Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $3,323Property tax $383Condo fee $483Total carry $4,188

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,112per month

Mortgage amount $583,200 · 4.14% over 25 years

$145,800Down payment (20.0%)
$583,200Loan before insurance
$0CMHC premium
$3,978Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,112
Property tax
$383
Condo / maintenance fees
$483
Heating
$0
Estimated monthly cost
$3,978

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,055
Estimated closing costs
$11,055

Plus your down payment of $145,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,780/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$350,451Total interest paid
$933,651Total of all payments
Principal $583,200 Interest $350,451
YearPrincipalInterestBalance
1$13,662$23,684$569,538
2$14,234$23,112$555,304
3$14,829$22,517$540,475
4$15,450$21,897$525,025
5$16,096$21,250$508,929
6$16,769$20,577$492,160
7$17,470$19,876$474,690
8$18,201$19,145$456,489
9$18,963$18,384$437,526
10$19,756$17,590$417,771
11$20,582$16,764$397,189
12$21,443$15,903$375,746
13$22,340$15,006$353,406
14$23,274$14,072$330,131
15$24,248$13,098$305,884
16$25,262$12,084$280,622
17$26,319$11,027$254,303
18$27,420$9,926$226,883
19$28,567$8,779$198,317
20$29,761$7,585$168,555
21$31,006$6,340$137,549
22$32,303$5,043$105,245
23$33,654$3,692$71,591
24$35,062$2,284$36,529
25$36,529$817$0

At the end of your 5-year term

Total paid over the term
$186,730
Principal paid down
$74,271
Interest paid
$112,460
Balance remaining
$508,929

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,450/mo
$65,400Gross annual rent
6.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

9.0%
Gross yield
− Property tax $4,594− Condo fees $5,791− Insurance $600− Vacancy & upkeep $7,194Net operating income $47,220

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Royal LePage Real Estate Associates. MLS®/PropTx.

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