627-125 Shoreview Place, Hamilton, ON

Stoney Creek, Hamilton · MLS® X13135146

$549,900
For Sale
Listed 63 days ago
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1Bedrooms
2Bathrooms
2Garage
1200-1399Sq Ft

About this home

Welcome to unparalleled lakeside living at 125 Shoreview Place Unit 627, a rarely available top-floor penthouse in Stoney Creek's sought after Community Beach neighbourhood. With breathtaking panoramic views of Lake Ontario from nearly every room, this exceptional residence combines the space of a full sized home with the convenience of luxury condo living. Originally designed as 2 separate units & professionally combined into 1 expansive suite, this unique floorplan offers approximately 1,125 sq ft with 1+1 bedrooms, 2 full bedrooms & abundance of functional living space rarely found in condominium living. The oversized open concept layout is ideal for relaxing & entertaining, featuring large principal rooms filled with natural light & seamless access to 2 private lakeside balconies where you can enjoy peaceful waterfront views. The spacious chef's kitchen is a standout feature, complete with granite countertops, stainless steel appliances, a 2 tier peninsula island & a rare walk-in pantry. The primary retreat offers incredible lake views, private balcony access , a luxurious 5 piece ensuite & a bonus den/office overlooking the water, ideal for working from home. Additional highlights include an oversized laundry room, 2 underground parking spaces, storage locker & direct access to waterfront trails & parks. Conveniently located minutes to the QEW with easy access to Toronto & Niagara, this is a rare opportunity to own a truly special waterfront penthouse

Key facts

Property type
Condo Apartment, Apartment
MLS®
X13135146
Bedrooms
1
Bathrooms
2
Size
1200-1399
Cross streets
Millen / Shoreview
Parking
2 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Brick, Concrete
Foundation
Concrete
Roof
Flat
Maintenance
$1,007/mo
Exposure
South East
Property tax
$859 / 2026
Days on market
63
Listing brokerage
ROYAL LEPAGE BURLOAK REAL ESTATE SERVICES

Rooms

DenMain2.72 × 3.19 m
OfficeMain1.60 × 2.86 m
Living RoomMain5.40 × 2.76 m
KitchenMain3.82 × 4.56 m
BedroomMain3.51 × 6.38 m
Dining RoomMain3.05 × 3.59 m
Moe’s TakeTeam Asgarian · Broker
In line
$540Kest. value

Listed at $549,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Stoney Creek, so I widened the search to the surrounding area.

Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $118K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $750K
  • Bedrooms −$30K
  • Adjusts to $720K

That comparable adjusts to $720K; the $540K estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. At 330 South Service is about a 4-minute walk away.

List price
$502KGreat deal$661KOverpriced

Total price vs nearby homes. Fair value about $540K, median of 9 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Open-concept layout: modern, sought-after flow.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$552kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

24-36 Margaret Street$525k306-970 Golf Links Road$535k219-262 Dundas Street$643k110-450 Dundas Street$609k403-350 Concession Street$450k

The 5 closest of 8 active listings nearby.

See all comparable homes
550kThis home525k535k643k609k450kThis home vs active comparables
Live market pulseActive comparables in Stoney Creek · median list $440K
$423this home / sqft
10active listings nearby
63days on market

This home lists 20% below the area average of $526/sqft.

48 days longer than the Hamilton average (15 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Stoney Creek, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

36/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: At 330 South Service, about 293 m away

20+ transit stops1 grocery7 dining6 parks

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Lakeshore
$537K
Riverdale
$300K
Vincent
$345K
Beasley
$319K
Corktown
$296K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,506/mo
$119KIncome needed
4.6×Price ÷ income
$578Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $2,506Property tax $72Condo fee $1,007Total carry $3,585

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,348per month

Mortgage amount $439,920 · 4.14% over 25 years

$109,980Down payment (20.0%)
$439,920Loan before insurance
$0CMHC premium
$3,426Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,348
Property tax
$72
Condo / maintenance fees
$1,007
Heating
$0
Estimated monthly cost
$3,426

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,473
Estimated closing costs
$7,473

Plus your down payment of $109,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,851/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$264,353Total interest paid
$704,273Total of all payments
Principal $439,920 Interest $264,353
YearPrincipalInterestBalance
1$10,306$17,865$429,614
2$10,737$17,434$418,877
3$11,186$16,985$407,691
4$11,654$16,517$396,037
5$12,141$16,030$383,896
6$12,649$15,522$371,247
7$13,178$14,993$358,069
8$13,730$14,441$344,339
9$14,304$13,867$330,035
10$14,902$13,269$315,133
11$15,525$12,645$299,608
12$16,175$11,996$283,433
13$16,851$11,319$266,581
14$17,556$10,615$249,025
15$18,291$9,880$230,734
16$19,056$9,115$211,679
17$19,853$8,318$191,826
18$20,683$7,488$171,143
19$21,548$6,623$149,594
20$22,450$5,721$127,145
21$23,389$4,782$103,756
22$24,367$3,804$79,389
23$25,386$2,785$54,003
24$26,448$1,723$27,554
25$27,554$616$0

At the end of your 5-year term

Total paid over the term
$140,855
Principal paid down
$56,024
Interest paid
$84,831
Balance remaining
$383,896

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
5.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.9%
Gross yield
− Property tax $859− Condo fees $12,081− Insurance $600− Vacancy & upkeep $5,412Net operating income $30,248

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE BURLOAK REAL ESTATE SERVICES. MLS®/PropTx.

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