527-10 Mallard Trail, Hamilton, ON

Waterdown, Hamilton · MLS® X13135286

$434,900
For Sale
Listed 63 days ago
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1Bedrooms
1Bathrooms
1Garage
700-799Sq Ft

About this home

Experience elevated condo living in one of Waterdown's most desirable locations - perfectly suited for young professionals, downsizers, and retirees seeking style, convenience, and low-maintenance living. This beautifully designed 705 sq. ft. suite features 1 bedroom and a bonus den area. This sought-after Trend Boutique Building offers a bright, open-concept layout with floor-to-ceiling windows that fill the space with natural light. The modern kitchen features quartz countertops, stainless steel appliances, and a convenient breakfast bar - ideal for casual dining or entertaining guests. Enjoy thoughtfully designed living space complemented by a private 26 sq. ft. balcony with stunning unobstructed views. Additional highlights include in-suite laundry with washer and dryer, a same-floor storage locker, and owned underground parking for added convenience. The building's energy-efficient geothermal heating and cooling system helps keep utility costs low, while the unbeatable location provides quick highway access for commuters and is just a short 10-minute drive to the Aldershot GO Station. You'll also appreciate being close to shopping, dining, parks, and all the amenities Waterdown has to offer. Residents of this six-story boutique building enjoy premium amenities including a private entrance, elevator access, bike storage, visitor parking, and a stylish party room. As an added bonus, residents also have access to the rooftop terrace and fitness facilities located in the adjacent Trend 3 Building.

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
X13135286
Bedrooms
1
Bathrooms
1
Size
700-799
Cross streets
Dundas St E to Mallard
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Tar and Gravel
Maintenance
$467/mo
Exposure
East
Property tax
$3,248 / 2025
Days on market
63
Listing brokerage
RE/MAX ESCARPMENT REALTY INC.

Rooms

LaundryMain0.00 × 0.00 m
Family RoomMain6.22 × 3.23 m
BathroomMain0.00 × 0.00 m

4 Pc Bath

KitchenMain2.29 × 2.38 m
Primary BedroomMain3.72 × 3.02 m
DenMain2.47 × 2.47 m
Moe’s TakeTeam Asgarian · Broker
Below comparables
$478Kest. value

Listed at $434,900, this home is about 9% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 10 similar homes nearby, adjusted for size, beds, and baths.Median of 10 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $464K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $515K
  • Bedrooms −$30K
  • Adjusts to $485K

That comparable adjusts to $485K; the $478K estimate above is the median of all 10 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. DUNDAS at BURKE is about a 9-minute walk away.

List price
$435KGreat deal$489KOverpriced

Total price vs nearby homes. Fair value about $478K, median of 10 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Elevator: rare and valuable for accessibility and resale.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$430kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

208-16 Markle Crescent$470k411-30 Hamilton Street$480k715-150 Main Street$424k221-600 North Service Road$399k418-212 King Street$380k

The 5 closest of 8 active listings nearby.

See all comparable homes
435kThis home470k480k424k399k380kThis home vs active comparables
Live market pulseActive comparables in Waterdown · median list $425K
$580this home / sqft
15active listings nearby
63days on market

This home lists 14% below the area average of $671/sqft.

48 days longer than the Hamilton average (15 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterdown, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

49/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: DUNDAS at BURKE, about 718 m away

1 transit stops4 dining9 parks1 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Strathcona
$525K
Central
$390K
Beasley
$319K
Durand
$400K
Corktown
$296K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$1,982/mo
$97KIncome needed
4.5×Price ÷ income
$457Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $1,982Property tax $271Condo fee $467Total carry $2,720

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,857per month

Mortgage amount $347,920 · 4.14% over 25 years

$86,980Down payment (20.0%)
$347,920Loan before insurance
$0CMHC premium
$2,594Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,857
Property tax
$271
Condo / maintenance fees
$467
Heating
$0
Estimated monthly cost
$2,594

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,173
Estimated closing costs
$5,173

Plus your down payment of $86,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,255/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$209,069Total interest paid
$556,989Total of all payments
Principal $347,920 Interest $209,069
YearPrincipalInterestBalance
1$8,151$14,129$339,769
2$8,491$13,788$331,278
3$8,847$13,433$322,431
4$9,217$13,063$313,215
5$9,602$12,677$303,612
6$10,004$12,276$293,608
7$10,422$11,857$283,186
8$10,858$11,421$272,328
9$11,312$10,967$261,015
10$11,786$10,494$249,230
11$12,279$10,001$236,951
12$12,792$9,487$224,159
13$13,327$8,952$210,831
14$13,885$8,395$196,947
15$14,466$7,814$182,481
16$15,071$7,209$167,411
17$15,701$6,579$151,710
18$16,358$5,922$135,352
19$17,042$5,238$118,310
20$17,755$4,525$100,555
21$18,497$3,782$82,058
22$19,271$3,008$62,786
23$20,077$2,202$42,709
24$20,917$1,362$21,792
25$21,792$488$0

At the end of your 5-year term

Total paid over the term
$111,398
Principal paid down
$44,308
Interest paid
$67,090
Balance remaining
$303,612

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
3.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.6%
Gross yield
− Property tax $3,248− Condo fees $5,609− Insurance $600− Vacancy & upkeep $3,168Net operating income $16,175

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.

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