10 Huisman Lane, Hamilton, ON

Rural Flamborough, Hamilton · MLS® X13137474

$2,090,000
For Sale
Listed 64 days ago
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4Bedrooms
3Bathrooms
2Garage · 24 parking
2000-2500Sq Ft

About this home

Set on approximately 10 acres in the heart of desirable Flamborough, this distinguished country estate offers a rare blend of refined rural living and a fully equipped equestrian facility. The four-bedroom bungalow is thoughtfully positioned to take in the surrounding pastoral landscape, offering privacy, comfort, and an authentic countryside lifestyle. Purpose-built for the discerning equestrian, the property showcases an impressive 70' x 110' indoor riding arena complete with four box stalls, a heated tack room, and wash stall. Complementing the indoor facilities are a 200' x 85' outdoor riding arena, 70' x 65' lunging paddock, and four well-maintained paddocks designed for efficient rotational grazing. A 25' x 40' detached garage/workshop further enhances the functionality of the estate. The land offers a harmonious balance of open, usable acreage and naturalized areas, providing both operational flexibility and exceptional privacy. This is a turnkey opportunity for equestrian professionals, hobby farm enthusiasts, or those seeking a true rural estate lifestyle. The property is subject to A2 (Agricultural) zoning with portions designated under P8 (Conservation/Hazard Land) overlay. A2 zoning support rural residential and agricultural/equestrian uses, while P8- regulated areas are environmentally protected and not available for development. Ideally located within easy reach of Waterdown, Ancaster, and Hamilton, and offering convenient access to Highway 403 and the QEW, this estate delivers an exceptional balance of country seclusion and commuter accessibility.

Key facts

Property type
Detached, Bungalow
MLS®
X13137474
Bedrooms
4
Bathrooms
3
Size
2000-2500
Lot
737 × 519 ft
Cross streets
Centre Road (Hamilton Drive)
Parking
2 garage · 24 parking (detached)
Driveway
Circular Drive, Private Double
Basement
Crawl Space, Walk-Out
Heating
Forced Air
A/C
None
Exterior
Brick, Stucco (Plaster)
Foundation
Block
Roof
Asphalt Shingle
Sewer
Septic
Pool
Above Ground
Property tax
$5,482 / 2025
Days on market
64
Listing brokerage
ROYAL LEPAGE STATE REALTY

Rooms

Living RoomMain5.00 × 3.63 m

Hardwood Floor

KitchenMain3.23 × 3.17 m
BedroomMain6.96 × 7.16 m

Walk-In Closet(s)

BedroomMain2.44 × 3.84 m

Hardwood Floor

LaundryMain3.12 × 3.17 m

Vinyl Floor

BreakfastMain2.82 × 3.20 m
BedroomMain3.25 × 2.69 m

Vinyl Floor

BedroomMain3.23 × 3.20 m

Hardwood Floor

Moe’s TakeTeam Asgarian · Broker
Above the wider set
$1.56Mest. value

Listed at $2,090,000, this home is tracking about 34% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 11 similar homes nearby, adjusted for size, beds, and baths.Median of 11 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $987K, lower than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.20M
  • Bedrooms −$30K
  • Adjusts to $1.17M

That comparable adjusts to $1.17M; the $1.56M estimate above is the median of all 11 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$1.36MGreat deal$2.09MOverpriced

Total price vs nearby homes. Fair value about $1.56M, median of 11 comparables.

Comparable listingsCurrently listed nearby in Rural Flamborough · asking prices
$1.75Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1318 Concession 6$2.00M2172 Centre Road$1.95M318 10th Concession Road E$1.20M15 Logan Court$1.90M484 11TH CONCESSION Road$1.70M

The 5 closest active listings nearby.

See all comparable homes
2.09MThis home2.00M1.95M1.20M1.90M1.70MThis home vs active comparables
Live market pulseActive comparables in Rural Flamborough · median list $1.20M
$929this home / sqft
11active listings nearby
64days on market

This home lists 32% above the area average of $705/sqft.

62 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rural Flamborough, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterdown
$1.37M
Dundas
$1.05M
Westdale
$1.39M
Gibson
$670K
Ancaster
$1.23M

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$9,526/mo
$378KIncome needed
5.5×Price ÷ income
$2,198Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

95%mortgage
Mortgage $9,526Property tax $457Total carry $9,982

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,922per month

Mortgage amount $1,672,000 · 4.14% over 25 years

$418,000Down payment (20.0%)
$1,672,000Loan before insurance
$0CMHC premium
$9,379Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,922
Property tax
$457
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,379

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$38,725
Estimated closing costs
$38,725

Plus your down payment of $418,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$10,837/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,004,724Total interest paid
$2,676,724Total of all payments
Principal $1,672,000 Interest $1,004,724
YearPrincipalInterestBalance
1$39,169$67,900$1,632,831
2$40,808$66,261$1,592,023
3$42,514$64,554$1,549,509
4$44,293$62,776$1,505,216
5$46,146$60,923$1,459,070
6$48,076$58,993$1,410,995
7$50,087$56,982$1,360,908
8$52,182$54,887$1,308,726
9$54,364$52,705$1,254,362
10$56,638$50,431$1,197,724
11$59,007$48,061$1,138,716
12$61,476$45,593$1,077,241
13$64,047$43,022$1,013,193
14$66,726$40,343$946,467
15$69,517$37,552$876,950
16$72,425$34,644$804,525
17$75,454$31,615$729,071
18$78,610$28,458$650,460
19$81,899$25,170$568,562
20$85,324$21,745$483,237
21$88,893$18,176$394,344
22$92,612$14,457$301,733
23$96,485$10,584$205,247
24$100,521$6,548$104,726
25$104,726$2,343$0

At the end of your 5-year term

Total paid over the term
$535,345
Principal paid down
$212,930
Interest paid
$322,415
Balance remaining
$1,459,070

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
1.8%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.4%
Gross yield
− Property tax $5,482− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $37,974

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE STATE REALTY. MLS®/PropTx.

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