401-66 Bay Street, Hamilton, ON
Durand, Hamilton · MLS® X13142648
About this home
Discover a rare opportunity at Core Lofts with this bright and expansive 2 bedroom, 2 bathroom corner residence in the heart of downtown Hamilton. Offering approximately 1576 square feet of refined loft living, this exquisite home is framed by floor to ceiling windows with east and north exposure, overlooking lush greenery and seasonal cherry blossoms. Soaring over 10 feet, the ceiling height enhances the sense of volume, while polished concrete floors lend a sophisticated urban edge. The open yet defined layout includes a separate dining room, ideal for both intimate dinners and stylish entertaining. The kitchen is beautifully appointed with warm oak cabinetry, granite counters, stainless steel appliances, and a large breakfast island that invites gathering. The serene primary bedroom retreat features full height windows and a spa inspired ensuite with a deep soaker tub and a glass stand up shower. A well proportioned second bedroom and a chic second bathroom make the space as functional as it is beautiful. Tastefully finished throughout, this residence includes one parking space and one locker, with the parking being one of only a handful of large spots in the building. Residents enjoy access to desirable amenities including a gym, party and meeting room, and a rooftop terrace with barbecues. Steps to Hess Village, Locke Street, King William dining, Jackson Square, the arena, GO Transit, parks, shopping, and major highways, this location offers an unparalleled urban lifestyle. ** We encourage you to view other suites in the building so you can truly appreciate just how magnificent this particular loft is, and why it must be seen in person **
Key facts
- Property type
- Condo Apartment, 1 Storey/Apt
- MLS®
- X13142648
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 1400-1599
- Cross streets
- Hwy 8/Bay St. S
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $1,253/mo
- Exposure
- North East
- Property tax
- $5,824 / 2025
- Days on market
- 59
- Listing brokerage
- ROYAL LEPAGE REAL ESTATE SERVICES LTD.
Rooms
breakfast bar · concrete floor
separate room · concrete floor
separate room · juliette balcony · window floor to ceiling
4 pc ensuite · window floor to ceiling · concrete floor
closet · window floor to ceiling · concrete floor
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn location, this is a very walkable address with everyday errands close by. MAIN at BAY is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Worth verifying
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homesThis home lists 26% above the area average of $371/sqft.
44 days longer than the Hamilton average (15 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Durand, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: MAIN at BAY, about 66 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $559,120 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,984
- Property tax
- $485
- Condo / maintenance fees
- $1,253
- Heating
- $0
- Estimated monthly cost
- $4,722
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $10,453
- Estimated closing costs
- $10,453
Plus your down payment of $139,780. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $179,020
- Principal paid down
- $71,204
- Interest paid
- $107,816
- Balance remaining
- $487,916
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.