128 Hess Street, Hamilton, ON

Durand, Hamilton · MLS® X13147998

$499,900
For Sale
Listed 58 days ago
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3Bedrooms
3Bathrooms
0Parking
1500-2000Sq Ft

About this home

Step into the charm and character of this inviting century home, ready for your personal touches to make it truly your own. Ideally located with easy access to parks, schools, transit, shopping, and restaurants, this home offers convenience and lifestyle in one desirable package. Featuring 3 bedrooms and 3 bathrooms, there is plenty of space for families, guests, or a home office setup. The welcoming living room is highlighted by a gorgeous wood-burning fireplace - perfect for cozy winter evenings. Outside, the beautifully established gardens are filled with easy-care perennials, providing colourful blooms throughout the seasons with minimal maintenance. Full of warmth, potential, and timeless appeal, this home is ready and waiting for its next chapter with you.

Key facts

Property type
Detached, 2 1/2 Storey
MLS®
X13147998
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000
Lot
24 × 62 ft
Cross streets
Bold
Parking
0 parking
Driveway
None
Basement
Full, Partially Finished
Heating
Forced Air
A/C
None
Exterior
Brick
Foundation
Stone
Roof
Metal
Sewer
Sewer
Property tax
$5,339 / 2025
Days on market
58
Listing brokerage
COLDWELL BANKER COMMUNITY PROFESSIONALS

Rooms

BathroomThird3.12 × 2.46 m

3 Pc Bath

BedroomThird4.42 × 3.20 m

3 Pc Ensuite

Utility RoomBasement3.05 × 2.08 m
Living RoomMain5.46 × 3.12 m
Bedroom 2Second5.49 × 2.77 m
BathroomSecond3.18 × 2.36 m

4 Pc Bath

OtherBasement3.40 × 2.84 m
KitchenMain6.55 × 2.95 m

Eat-in Kitchen

BedroomSecond6.10 × 3.43 m
Dining RoomMain5.26 × 2.82 m
BathroomBasement1.57 × 1.37 m

2 Pc Bath

RecreationBasement4.72 × 4.39 m
LaundryBasement3.10 × 1.63 m
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On location, this is a very walkable address with everyday errands close by. HUNTER at HESS is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

Comparable listingsCurrently listed nearby · asking prices
$764kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

218 Grosvenor Avenue$630k44 Arthur Avenue$670k44 Bristol Street$857k32 Dalewood Crescent$900k

The 4 closest active listings nearby.

See all comparable homes
500kThis home630k670k857k900kThis home vs active comparables
Live market pulseActive comparables in Durand · median list $1.10M
$286this home / sqft
8active listings nearby
58days on market

56 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Durand, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

80/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: HUNTER at HESS, about 81 m away

20+ transit stops7 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Westdale
$1.39M
Gibson
$670K
Dundas
$1.05M
Delta
$729K
Homeside
$593K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,278/mo
$106KIncome needed
4.7×Price ÷ income
$526Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

84%mortgage
Mortgage $2,278Property tax $445Total carry $2,723

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,134per month

Mortgage amount $399,920 · 4.14% over 25 years

$99,980Down payment (20.0%)
$399,920Loan before insurance
$0CMHC premium
$2,579Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,134
Property tax
$445
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,579

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,473
Estimated closing costs
$6,473

Plus your down payment of $99,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,592/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$240,316Total interest paid
$640,236Total of all payments
Principal $399,920 Interest $240,316
YearPrincipalInterestBalance
1$9,369$16,241$390,551
2$9,761$15,849$380,791
3$10,169$15,441$370,622
4$10,594$15,015$360,027
5$11,037$14,572$348,990
6$11,499$14,110$337,491
7$11,980$13,629$325,511
8$12,481$13,128$313,030
9$13,003$12,606$300,027
10$13,547$12,062$286,479
11$14,114$11,496$272,366
12$14,704$10,905$257,661
13$15,319$10,290$242,342
14$15,960$9,649$226,382
15$16,628$8,982$209,755
16$17,323$8,286$192,432
17$18,048$7,562$174,384
18$18,803$6,807$155,581
19$19,589$6,020$135,992
20$20,408$5,201$115,584
21$21,262$4,347$94,322
22$22,151$3,458$72,170
23$23,078$2,531$49,092
24$24,043$1,566$25,049
25$25,049$560$0

At the end of your 5-year term

Total paid over the term
$128,047
Principal paid down
$50,930
Interest paid
$77,117
Balance remaining
$348,990

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
5.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.6%
Gross yield
− Property tax $5,339− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,903

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of COLDWELL BANKER COMMUNITY PROFESSIONALS. MLS®/PropTx.

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