28 Undercliffe Avenue, Hamilton, ON
Durand, Hamilton · MLS® X13148990
About this home
In a neighbourhood celebrated for its grand century homes, mature tree-lined streets, and timeless architectural character, 28 Undercliffe Ave offers something truly rare - a newer, architecturally designed home with a fresh, modern sensibility and a calibre of finish that speaks for itself. The best of both worlds: the soul of Durand with the ease of a beautifully updated, move-in-ready home. A gracious foyer offers direct interior access to the 2-car garage, where the eye is immediately drawn upward to a breathtaking 25-foot window rising from the entry all the way to the top level - a striking 1st impression and a sign of the architectural drama to come. The main level reveals a stunning chef-inspired kitchen with custom cabinetry, quartz countertops, designer backsplash, pantry, JennAir appliance package, and a large centre island, flowing into an open dining room and sun-filled breakfast nook designed for effortless entertaining. Twelve-foot sliding doors open to a private cedar-finished balcony, and a cozy den with its own gas fireplace completes the level - the perfect place to unwind at the end of the day. The signature moment follows: a soaring great room with 15-foot ceilings and that dramatic full-height window, anchored by a gas fireplace with custom wood mantel and built-ins, with motorized blinds. Upstairs, two well-appointed bedrooms each enjoy their own private bathroom, including a spa-inspired primary suite with custom walk-in closet, heated ensuite floors, and a white oak double vanity. The walk-out lower level provides a family room with wood-burning fireplace, third bedroom, office or gym, and 3-piece bath - with double doors opening directly to a private, low-maintenance garden. On a quiet, established street, minutes to Hamilton's hospitals, downtown core, parks, and everyday conveniences. Thoughtfully finished and beautifully maintained, this is one that must be seen to be understood. Some homes are described. This one is experienced.
Key facts
- Property type
- Detached, Backsplit 4
- MLS®
- X13148990
- Bedrooms
- 3 (2 + 1)
- Bathrooms
- 4 (4 half)
- Size
- 2500-3000
- Lot
- 52.83 × 113 ft
- Cross streets
- Aberdeen
- Parking
- 2 garage · 5 parking (attached)
- Driveway
- Private Double
- Basement
- Finished, Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block, Poured Concrete
- Roof
- Asphalt Shingle, Flat
- Sewer
- Sewer
- Property tax
- $12,905 / 2025
- Days on market
- 58
- Listing brokerage
- KELLER WILLIAMS COMPLETE REALTY
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. HERKIMER at PARK is about a 5-minute walk away.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Primary suite: a key comfort and resale feature.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Worth verifying
- Lifestyle
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 31% above the area average of $554/sqft.
56 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Durand, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: HERKIMER at PARK, about 381 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,599,120 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $8,533
- Property tax
- $1,075
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $9,609
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $36,453
- Estimated closing costs
- $36,453
Plus your down payment of $399,780. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $512,010
- Principal paid down
- $203,648
- Interest paid
- $308,362
- Balance remaining
- $1,395,472
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS COMPLETE REALTY. MLS®/PropTx.