98 Duncombe Drive, Hamilton, ON
Hill Park, Hamilton · MLS® X13151958
About this home
Home Sweet Duncombe! Multi generational living tucked in the desirable Hill Park neighbourhood of the Hamilton Mountain! Here you'll find the charming 98 Duncombe Dr. A thoughtfully maintained bungalow, with almost 2400 sqft of total living space, perfect for a wide variety of buyers including down sizers and first time home owners! The bright, freshly painted, main floor offers a seamless flow from the comfortable living room to the eat-in kitchen. Down the hall you'll find two generous bedrooms; as well a bonus mud room that includes laundry, extra storage and direct access to your large back deck! The basement is the ultimate cherry on top, featuring a fully functional 2 bedroom suite with a separate entrance! Renovated and soundproofed in 2022, this meticulously designed space offers a expansive living room, oversized kitchen, full bathroom, separate laundry, a large primary bedroom with a walk-in closet, and second bedroom all freshly painted. With ten total appliances included, this is the Perfect Mortgage Helper!! It doesn't end there! Your private backyard showcases a large deck for entertaining, beautiful mature gardens and the detached garage and garden shed for ample storage space. The large concrete driveway is ready and equipped for an EV charger! The central mountain location keeps you close to all the amenities you could need. Easy access to public transit, the Linc, and completely walkable to the Lime Ridge Mall area! Steps from Sackville Hill Memorial Park with pickleball courts, and the Hill Park Recreation Centre. You won't regret calling 98 Duncombe Dr. your new home!
Key facts
- Property type
- Detached, Bungalow
- MLS®
- X13151958
- Bedrooms
- 4 (2 + 2)
- Bathrooms
- 2
- Size
- 1100-1500
- Lot
- 50 × 100 ft
- Cross streets
- Mohawk Rd. E. and Upper Wentworth St.
- Parking
- 2 garage · 6 parking (detached)
- Driveway
- Private
- Basement
- Apartment, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,929 / 2025
- Days on market
- 58
- Listing brokerage
- KELLER WILLIAMS REFERRED URBAN REALTY
Rooms
Combined w/Dining
Combined w/Kitchen
Listed at $774,900, this home is about 24% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $752K, lower than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $775K
- Bathrooms −$15K
- Adjusts to $760K
That comparable adjusts to $760K; the $1.01M estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a very walkable address with everyday errands close by. MOHAWK at EAST 16TH is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $1.01M, median of 6 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Primary suite: a key comfort and resale feature.
- Income potential
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 6 active listings nearby.
See all comparable homesThis home lists 22% below the area average of $764/sqft.
56 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Hill Park, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: MOHAWK at EAST 16TH, about 81 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $619,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,308
- Property tax
- $411
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,719
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $11,973
- Estimated closing costs
- $11,973
Plus your down payment of $154,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $198,487
- Principal paid down
- $78,947
- Interest paid
- $119,540
- Balance remaining
- $540,973
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.