21 Milverton Close, Hamilton, ON
Waterdown, Hamilton · MLS® X13159060
About this home
Tucked away on a premium pie-shaped lot in one of East Waterdown's most sought-after neighbourhoods, this beautifully maintained home offers the perfect blend of comfort, style, and functionality. Boasting approximately 2,000 sq ft of thoughtfully designed living space, this 3+1 bedroom, 2 full bathroom home is ideal for families, professionals, or multi-generational living.Step inside to find warm hardwood flooring, a bright and welcoming layout, and a large kitchen featuring stainless steel appliances, generous cabinetry, and a seamless connection to the dining and living spaces - perfect for everyday living and entertaining alike. Oversized windows throughout flood the home with natural light and create an airy, inviting feel.The finished lower level expands your living options with a spacious recreation area, additional bedroom, full bath, and flexible space ideal for guests, teens, extended family, or a home office setup.Outside, the expansive pie-shaped backyard is a true standout - offering an exceptional amount of outdoor space rarely found in the neighbourhood and plenty of room for a future pool, outdoor entertaining, or creating your dream backyard retreat. Surrounded by mature trees and backing directly onto parkland, this private oasis features beautifully grounds, a large deck, and a peaceful setting perfect for relaxing, entertaining, or enjoying family time outdoors.Additional highlights include a double-car garage, updated paint, excellent storage, and true move-in-ready convenience. Major updates include a newer roof (2025) and furnace (approx 3 years). Ideally located near top-rated schools, parks, shopping, and commuter routes including the GO, this is an exceptional opportunity to enjoy the best of Waterdown living.
Key facts
- Property type
- Detached, Sidesplit
- MLS®
- X13159060
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 2
- Size
- 1100-1500
- Lot
- 50.72 × 164.72 ft
- Cross streets
- Dundas St East
- Parking
- 2 garage · 6 parking (attached)
- Basement
- Finished, Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,004 / 2026
- Days on market
- 59
- Listing brokerage
- Signature Elite Realty Ltd.
Rooms
electric fireplace · carpet free
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Sold as-is / needs work: budget for renovation, the price should reflect the condition.
- Value driver
- Weigh carefully
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 32% above the area average of $625/sqft.
56 days longer than the Hamilton average (3 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Waterdown, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 20, 2026); conventional rates run a little higher.
Mortgage amount $860,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,589
- Property tax
- $500
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,090
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $17,975
- Estimated closing costs
- $17,975
Plus your down payment of $215,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $275,357
- Principal paid down
- $109,521
- Interest paid
- $165,836
- Balance remaining
- $750,479
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Signature Elite Realty Ltd.. MLS®/PropTx.