1099 Mineral Springs Road, Hamilton, ON
Ancaster, Hamilton · MLS® X13163838
About this home
Set on nearly 40 acres of rolling hills, with an extensively maintained network of private trails and breathtaking natural surroundings, this extraordinary modern estate offers a rare combination of luxury, privacy, and architectural excellence. Designed by acclaimed architect Richard Wengle, this exceptional residence offers over 5400 sq ft of refined single-level living with soaring ceilings, clean architectural lines, and expansive walls of glass connecting the home to its spectacular setting. Beyond the stone pillars and electric wrought iron gates, a long private driveway leads to a remarkable property complete with a large spring-fed pond, professional landscaping, custom grand entry illuminated water feature, and direct access to the Hamilton-Brantford Rail Trail. Ideally located minutes to Downtown Ancaster, Dundas, HGCC, McMaster University, hospitals, and highway access. The stunning Great Room is anchored by a massive stone wood-burning fireplace and dramatic 22-foot cupola, while the gourmet eat-in kitchen features premium Thermador, Wolf, and SubZero appliances, walk-in pantry, and servery leading to the formal dining room with cherry wood paneling and gas fireplace. The primary suite offers a spa-inspired retreat with wood fireplace, cedar sauna, oversized rain shower and outdoor stone shower surrounded by nature. A separate bedroom wing features two additional suites with patios and ensuites. The study with full bath offers potential for a 4th bedroom or guest retreat. Designed for exceptional indoor-outdoor living, the home features a courtyard with wood-burning fireplace, overhead heaters, and integrated sound. The walkout lower level includes a fitness studio with panoramic views and a full bath. Additional highlights include radiant heated limestone floors, geothermal heating and cooling, four-zone HVAC, backup generator, and a rare on-site cellular tower delivering strong connectivity throughout the property. Truly a one-of-a-kind luxury estate.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- X13163838
- Bedrooms
- 3
- Bathrooms
- 6 (1 half)
- Size
- 5,000 sq ft
- Lot
- 27.55 × 1822.48 ft
- Cross streets
- Sulphur Springs
- Parking
- 3 garage · 15 parking (attached)
- Driveway
- Private Triple, Other
- Basement
- Separate Entrance, Walk-Out, Partially Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $16,946 / 2025
- Days on market
- 59
- Listing brokerage
- ROYAL LEPAGE STATE REALTY
Rooms
2 Pc Bath
7 Pc Ensuite
3 Pc Ensuite
3 Pc Bath
7 Pc Ensuite
3 Pc Bath
3 Pc Bath
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Heated floors: comfort and a premium-finish signal.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Value driver
- Lifestyle
- Worth verifying
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 30% above the area average of $920/sqft.
55 days longer than the Hamilton average (4 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Ancaster, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car — groceries and transit are a drive away.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 20, 2026); conventional rates run a little higher.
Mortgage amount $4,796,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $25,593
- Property tax
- $1,412
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $27,005
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $136,350
- Estimated closing costs
- $136,350
Plus your down payment of $1,199,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,535,594
- Principal paid down
- $610,772
- Interest paid
- $924,822
- Balance remaining
- $4,185,228
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE STATE REALTY. MLS®/PropTx.