315 Wilson Street, Hamilton, ON
Ancaster, Hamilton · MLS® X13164202
About this home
Welcome to luxury living in one of Ancaster's most prestigious neighbourhoods. This spectacular 2021 custom-built estate offers approximately 4,225 sq.ft. above grade plus a professionally finished 1,629 sq.ft. basement, delivering an exceptional blend of elegance, comfort, and modern sophistication. This impressive 2-storey residence features a double car garage with parking for 6 additional vehicles, 4 spacious bedrooms each with its own ensuite bath, and a fully finished lower level complete with an additional bedroom, full bath, custom bar, and expansive entertainment space. A grand 18-ft open-to-above foyer with statement chandelier sets the tone upon entry. The main level showcases 9-ft ceilings and an exceptional open-concept design featuring a private office, formal dining room, living room, mudroom, and a chef-inspired eat-in kitchen overlooking the family room with custom built-ins, coffered ceilings, built-in speakers, and a gas fireplace. The professionally finished basement offers excellent additional living space ideal for entertaining or extended family use. Step into refined luxury where craftsmanship, timeless elegance, and modern smart-home convenience meet in this meticulously designed residence. Premium features include Indiana limestone exterior, extensive custom millwork, hardwood flooring, designer lighting, built-in surround sound, spa-inspired bathrooms, covered outdoor living space with built-in BBQ, plus 2 furnaces, 2 A/C systems, and 2 owned tankless hot water heaters.Ideally located near top-rated schools, Meadowlands shopping, Ancaster Village, golf courses, parks, Highway 403, and scenic conservation trails including Tiffany Falls and Dundas Valley Conservation Area. A rare opportunity to own a truly exceptional luxury residence in Ancaster.Please refer to the feature sheet and floor plans for full details.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13164202
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 6 (1 half)
- Size
- 3500-5000
- Lot
- 69.17 × 122.45 ft
- Cross streets
- 403 Highway /Wilson St W
- Parking
- 2 garage · 8 parking (built-in)
- Driveway
- Private Double
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $12,056 / 2025
- Days on market
- 59
- Listing brokerage
- BAY STREET GROUP INC.
Rooms
4 pc ensuite · walk-in closet(s) · california shutters
california shutters · built-in speakers · coffered ceiling(s)
5 pc ensuite · walk-in closet(s) · fireplace
open concept · modern kitchen · centre island
b/i shelves · hardwood floor · led lighting
coffered ceiling(s) · fireplace · built-in speakers
hardwood floor · led lighting
tile floor · coffered ceiling(s) · w/o to deck
california shutters · hardwood floor · coffered ceiling(s)
california shutters · hardwood floor · chair rail
4 pc ensuite · walk-in closet(s) · california shutters
b/i shelves · led lighting · wet bar
laundry sink · california shutters · hardwood floor
hardwood floor · led lighting · walk-in closet(s)
coffered ceiling(s) · fireplace · built-in speakers
Listed at $2,399,999, this home is about 19% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.51M, a bit lower.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $2.65M
- Bathrooms +$15K
- Adjusts to $2.66M
That comparable adjusts to $2.66M; the $2.96M estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a more car-dependent spot, so buyers here typically drive. Wilson at Valleyview is about a 1-minute walk away. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $2.96M, median of 9 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Open-concept layout: modern, sought-after flow.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 13% below the area average of $652/sqft.
55 days longer than the Hamilton average (4 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Ancaster, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car — groceries and transit are a drive away.
🚉 Nearest transit: Wilson at Valleyview, about 29 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 20, 2026); conventional rates run a little higher.
Mortgage amount $1,919,999 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $10,246
- Property tax
- $1,005
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $11,250
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $46,475
- Estimated closing costs
- $46,475
Plus your down payment of $480,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $614,750
- Principal paid down
- $244,512
- Interest paid
- $370,237
- Balance remaining
- $1,675,487
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.