1013-470 Dundas Street, Hamilton, ON

Waterdown, Hamilton · MLS® X13169008

$519,000
For Sale
Listed 53 days ago
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2Bedrooms
1Bathrooms
2Garage
700-799Sq Ft

About this home

This stunning, brand-new condo offers modern living with a spacious one-bedroom plus den layout. Featuring an open-concept kitchen and living area, the unit is enhanced by upgraded vinyl flooring throughout and boasts sleek stainless steel appliances. The stylish kitchen island provides both functional space and breathtaking outdoor views. The bathroom is a luxurious four-piece, complete with quartz countertops, and you'll love the convenience of in-suite laundry. Building amenities include a state-of-the-art gym, yoga studio, rooftop patio with BBQs and seating areas, and a party room with a fully equipped kitchen. Located in the heart of Waterdown, you're just minutes away from Burlington and the Aldershot GO Station, making it a perfect location for commuters and nature lovers alike. Stop searching, start living. Let's make this unit your new home!

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
X13169008
Bedrooms
2 (1 + 1)
Bathrooms
1
Size
700-799
Cross streets
Dundas St. & Mallard Trail
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$724/mo
Exposure
East
Property tax
$3,386 / 2026
Days on market
53
Listing brokerage
Century 21 Signature Service
Moe’s TakeTeam Asgarian · Broker
Above comparables
$498Kest. value

Listed at $519,000, this home is about 4% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($692/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $489K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $515K
  • Adjusts to $515K

That comparable adjusts to $515K; the $498K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. DUNDAS at BURKE is about a 8-minute walk away.

List price
$491KGreat deal$519KOverpriced

Total price vs nearby homes. Fair value about $498K, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby in Waterdown · asking prices
$470kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1109-460 Dundas Street$515k232-10 Mallard Trail$498k115-450 Dundas Street$470k714-450 Dundas Street$440k112-460 Dundas Street$425k

The 5 closest of 7 active listings nearby.

See all comparable homes
519kThis home515k498k470k440k425kThis home vs active comparables
Live market pulseActive comparables in Waterdown · median list $425K
$692this home / sqft
15active listings nearby
53days on market

This home lists 4% above the area average of $664/sqft.

38 days longer than the Hamilton average (15 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterdown, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

51/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: DUNDAS at BURKE, about 641 m away

4 transit stops6 dining9 parks1 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Strathcona
$525K
Central
$390K
Beasley
$319K
Durand
$400K
Corktown
$296K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,365/mo
$117KIncome needed
4.5×Price ÷ income
$546Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $2,365Property tax $282Condo fee $724Total carry $3,372

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,216per month

Mortgage amount $415,200 · 4.14% over 25 years

$103,800Down payment (20.0%)
$415,200Loan before insurance
$0CMHC premium
$3,222Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,216
Property tax
$282
Condo / maintenance fees
$724
Heating
$0
Estimated monthly cost
$3,222

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,855
Estimated closing costs
$6,855

Plus your down payment of $103,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,691/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$249,498Total interest paid
$664,698Total of all payments
Principal $415,200 Interest $249,498
YearPrincipalInterestBalance
1$9,727$16,861$405,473
2$10,134$16,454$395,340
3$10,557$16,031$384,782
4$10,999$15,589$373,783
5$11,459$15,129$362,324
6$11,938$14,650$350,386
7$12,438$14,150$337,948
8$12,958$13,630$324,990
9$13,500$13,088$311,490
10$14,065$12,523$297,425
11$14,653$11,935$282,772
12$15,266$11,322$267,506
13$15,905$10,683$251,602
14$16,570$10,018$235,032
15$17,263$9,325$217,769
16$17,985$8,603$199,784
17$18,737$7,851$181,047
18$19,521$7,067$161,526
19$20,338$6,250$141,188
20$21,188$5,400$120,000
21$22,074$4,513$97,926
22$22,998$3,590$74,928
23$23,960$2,628$50,968
24$24,962$1,626$26,006
25$26,006$582$0

At the end of your 5-year term

Total paid over the term
$132,940
Principal paid down
$52,876
Interest paid
$80,064
Balance remaining
$362,324

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
2.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.5%
Gross yield
− Property tax $3,386− Condo fees $8,692− Insurance $600− Vacancy & upkeep $3,168Net operating income $12,954

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Century 21 Signature Service. MLS®/PropTx.

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