48 Nashville Circle, Hamilton, ON

Gershome, Hamilton · MLS® X13206362

$994,000
For Sale
Listed 51 days ago
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6Bedrooms
5Bathrooms
2Garage · 4 parking
2000-2500Sq Ft

About this home

LEGAL SECOND DWELLING Plus INLAW SUITE - Welcome to 48 Nashville Circle - where luxury design meets smart living in the heart of Hamilton's desirable Gershome community. From the moment you step inside, the dramatic 20-ft cathedral ceilings and striking modern finishes create an unforgettable first impression. Thoughtfully renovated from top to bottom, this detached home features new flooring on the main level, upgraded stairs with elegant wrought iron spindles, and beautifully redesigned bathrooms with upscale finishes. At the centre of the home is a stunning chef-inspired kitchen designed to impress, complete with a gas cooktop, double wall ovens, double sinks, custom built-in waste cabinetry, sleek quartz countertops, and a show stopping waterfall island perfect for entertaining. What truly sets this property apart is its incredible versatility and income potential. The lower level features a legal 2-bedroom apartment with separate entrance, (certificate from City for legal second dwelling is available for review) plus an additional private bedroom with its own ensuite - ideal for multi-generational living, a nanny suite, guest quarters, or maximizing rental income opportunities. Nestled in the highly sought-after Gershome neighbourhood, you're just minutes from scenic escarpment trails, parks, schools, shopping, restaurants, GO Transit, Red Hill Valley Parkway, and major highways. Whether you're searching for a stylish forever home, an investment opportunity, or the perfect blend of both - 48 Nashville Circle delivers lifestyle, luxury, and flexibility all in one exceptional package.

Key facts

Property type
Detached, 2-Storey
MLS®
X13206362
Bedrooms
6 (3 + 3)
Bathrooms
5 (1 half)
Size
2000-2500
Lot
39.37 × 98.42 ft
Cross streets
Centennial Parkway S/King St E
Parking
2 garage · 4 parking (attached)
Basement
Separate Entrance, Apartment
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,231 / 2025
Days on market
51
Listing brokerage
LPT REALTY

Rooms

Bedroom 4Basement3.99 × 4.22 m

cathedral ceiling(s) · bay window

Dining RoomGround3.12 × 3.10 m

cathedral ceiling(s) · bay window

Living RoomGround4.35 × 5.31 m

cathedral ceiling(s) · bay window

Family RoomGround5.54 × 3.56 m

fireplace · bay window

BreakfastGround3.73 × 2.13 m

cathedral ceiling(s) · bay window

LaundryGround1.80 × 1.61 m

cathedral ceiling(s) · bay window

KitchenBasement3.45 × 2.44 m

cathedral ceiling(s) · bay window

KitchenGround3.73 × 3.20 m

cathedral ceiling(s) · bay window

Bedroom 5Basement4.17 × 3.10 m

cathedral ceiling(s) · bay window

BedroomBasement2.91 × 2.34 m

cathedral ceiling(s) · bay window

Bedroom 3Second3.53 × 3.10 m

cathedral ceiling(s) · bay window

Bedroom 2Second3.56 × 3.10 m

cathedral ceiling(s) · bay window

Primary BedroomSecond6.45 × 3.51 m

5 pc ensuite · his and hers closets

Family RoomBasement4.70 × 3.33 m

cathedral ceiling(s) · bay window

Moe’s TakeTeam Asgarian · Broker
Below comparables
$1.23Mest. value

Listed at $994,000, this home is about 19% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Gershome, so I widened the search to the surrounding area.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.17M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $899K
  • Bedrooms +$30K
  • Bathrooms +$15K
  • Adjusts to $944K

That comparable adjusts to $944K; the $1.23M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. GREENHILL at TOMMAR is about a 2-minute walk away.

List price
$994KGreat deal$1.25MOverpriced

Total price vs nearby homes. Fair value about $1.23M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Income potential
  • Value driver
  • Worth verifying
Comparable listingsCurrently listed nearby · asking prices
$1.26Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

39 Avanti Crescent$1.50M41 McNiven Road$1.25M327 Humphrey Street$1.45M471 Old Mud Street$899k108 Highway 52$1.20M

The 5 closest active listings nearby.

See all comparable homes
994kThis home1.50M1.25M1.45M899k1.20MThis home vs active comparables
Live market pulseActive comparables in Gershome · median list $899K
$442this home / sqft
11active listings nearby
51days on market

This home lists 10% below the area average of $489/sqft.

49 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Gershome, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

52/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: GREENHILL at TOMMAR, about 152 m away

20+ transit stops20+ dining19 parks10 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stoney Creek
$917K
Homeside
$593K
Delta
$729K
Parkview
$500K
Gibson
$670K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,530/mo
$196KIncome needed
5.1×Price ÷ income
$1,045Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $4,530Property tax $603Total carry $5,133

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,243per month

Mortgage amount $795,200 · 4.14% over 25 years

$198,800Down payment (20.0%)
$795,200Loan before insurance
$0CMHC premium
$4,846Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,243
Property tax
$603
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,846

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,355
Estimated closing costs
$16,355

Plus your down payment of $198,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,154/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$477,845Total interest paid
$1,273,045Total of all payments
Principal $795,200 Interest $477,845
YearPrincipalInterestBalance
1$18,629$32,293$776,571
2$19,408$31,514$757,163
3$20,220$30,702$736,943
4$21,066$29,856$715,878
5$21,947$28,975$693,931
6$22,865$28,057$671,066
7$23,821$27,101$647,245
8$24,818$26,104$622,428
9$25,856$25,066$596,572
10$26,937$23,985$569,635
11$28,064$22,858$541,571
12$29,238$21,684$512,334
13$30,461$20,461$481,873
14$31,735$19,187$450,138
15$33,062$17,860$417,076
16$34,445$16,477$382,631
17$35,886$15,036$346,745
18$37,387$13,535$309,358
19$38,951$11,971$270,407
20$40,580$10,342$229,827
21$42,277$8,644$187,549
22$44,046$6,876$143,503
23$45,888$5,034$97,615
24$47,808$3,114$49,807
25$49,807$1,114$0

At the end of your 5-year term

Total paid over the term
$254,609
Principal paid down
$101,269
Interest paid
$153,340
Balance remaining
$693,931

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.6%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.1%
Gross yield
− Property tax $7,231− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $36,225

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of LPT REALTY. MLS®/PropTx.

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