260 STINSON Crescent, Hamilton, ON

St. Clair, Hamilton · MLS® X13208074

$665,900
For Sale
Listed 50 days ago
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4Bedrooms
2Bathrooms
2Parking
1500-2000Sq Ft

About this home

You're buying a connection to a level of architectural craftsmanship rarely found in new construction. This beautifully built period home offers the practicality needed for modern living while blending character and function with ease. The warm brown-brick 2.5-storey home welcomes you with a full-width front porch that instantly feels like part of the neighbourhood. Inside, the original staircase and a striking stained-glass window set the tone, echoed again in the living room and true to the home's era. The main floor features a generous living room and a spacious dining room overlooking the backyard. The updated kitchen opens into a bright three-season room, currently used as extra prep space and home to a stunning wine fridge . A flexible area that adapts easily to entertaining or everyday life. Upstairs, the second floor offers three well-sized bedrooms, including a primary suite with a surprisingly large closet for a home of this age. The refreshed four-piece bathroom feels airy and inviting, complete with a tub ideal for relaxing evenings or bath time with little ones. The top half-storey provides endless possibilities - a recreation room, office, workout space, studio, or a blend of all of them. It's a bonus level ready for whatever you imagine. The lower level includes a separate side entrance and is set up as an in-law suite with a kitchen, three-piece bathroom, and two additional rooms . Both recently upgraded with new egress windows for safety and comfort. It's ideal for extended family, guests, or multi-generational living. Outside, the backyard is designed for low maintenance, finished with paving stones and softly lit for dreamy evenings under the lights. Parking for two vehicles adds convenience, and the location places you close to the GO Station, the future LRT, parks, schools, the hospital, trails, restaurants, and shopping. This is the sweetest little brick home on a crescent in the city and ready for new memories.

Key facts

Property type
Detached, 2 1/2 Storey
MLS®
X13208074
Bedrooms
4
Bathrooms
2
Size
1500-2000
Lot
31 × 59 ft
Cross streets
Wentworth St S
Parking
2 parking
Driveway
Private
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,731 / 2025
Days on market
50
Listing brokerage
RE/MAX ESCARPMENT REALTY INC.

Rooms

BedroomSecond3.48 × 6.55 m
BathroomBasement1.22 × 2.62 m

3 Pc Bath

KitchenBasement4.32 × 5.44 m
OtherBasement2.79 × 2.13 m
LaundryBasement1.32 × 1.22 m
OtherBasement2.72 × 2.49 m
Moe’s TakeTeam Asgarian · Broker
In line
$608Kest. value

Listed at $665,900, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $713K, a bit higher. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $520K
  • Bathrooms −$15K
  • Adjusts to $505K

That comparable adjusts to $505K; the $608K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. STINSON at WENTWORTH is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$505KGreat deal$750KOverpriced

Total price vs nearby homes. Fair value about $608K, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$764kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

44 Arthur Avenue$670k218 Grosvenor Avenue$630k32 Dalewood Crescent$900k44 Bristol Street$857k

The 4 closest active listings nearby.

See all comparable homes
666kThis home670k630k900k857kThis home vs active comparables
Live market pulseActive comparables in St. Clair · median list $699K
$381this home / sqft
6active listings nearby
50days on market

This home lists 1% above the area average of $379/sqft.

48 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

St. Clair, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

82/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: STINSON at WENTWORTH, about 59 m away

20+ transit stops6 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Gibson
$670K
Delta
$729K
Homeside
$593K
Westdale
$1.39M
Parkview
$500K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,035/mo
$132KIncome needed
5.0×Price ÷ income
$700Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $3,035Property tax $394Total carry $3,429

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,843per month

Mortgage amount $532,720 · 4.14% over 25 years

$133,180Down payment (20.0%)
$532,720Loan before insurance
$0CMHC premium
$3,237Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,843
Property tax
$394
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,237

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,793
Estimated closing costs
$9,793

Plus your down payment of $133,180. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,453/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$320,117Total interest paid
$852,837Total of all payments
Principal $532,720 Interest $320,117
YearPrincipalInterestBalance
1$12,480$21,634$520,240
2$13,002$21,112$507,238
3$13,546$20,568$493,693
4$14,112$20,001$479,581
5$14,703$19,411$464,878
6$15,318$18,796$449,560
7$15,958$18,155$433,602
8$16,626$17,488$416,976
9$17,321$16,792$399,655
10$18,046$16,068$381,610
11$18,801$15,313$362,809
12$19,587$14,527$343,222
13$20,406$13,707$322,816
14$21,260$12,854$301,556
15$22,149$11,964$279,407
16$23,075$11,038$256,332
17$24,041$10,073$232,291
18$25,046$9,067$207,245
19$26,094$8,020$181,151
20$27,185$6,928$153,965
21$28,323$5,791$125,643
22$29,507$4,606$96,136
23$30,741$3,372$65,394
24$32,027$2,086$33,367
25$33,367$747$0

At the end of your 5-year term

Total paid over the term
$170,567
Principal paid down
$67,842
Interest paid
$102,725
Balance remaining
$464,878

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
4.1%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.7%
Gross yield
− Property tax $4,731− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,511

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.

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