100 Seneca Drive, Hamilton, ON

Ancaster, Hamilton · MLS® X13209994

$3,695,000
For Sale
Listed 53 days ago
6Bedrooms
6Bathrooms
2Garage · 8 parking
3500-5000Sq Ft
3 schools20+ transit stops12 parks16 restaurantswithin 1.5 km

About this home

This architectural masterpiece offers 7,000 sq. ft. of luxurious living space with 4+2 bedrooms, 6 bathrooms, an incredible resort-style backyard oasis, and a fully finished basement with separate entrance. Set on an 85 x 135 ft. lot in a mature Ancaster neighbourhood, just one minute to highway access and all Power Centre amenities, this dream home impresses with striking curb appeal, professional landscaping, and an oversized triple garage with 14 ft. ceilings and two car lifts. The grand foyer with a soaring 21 ft. ceiling and curved staircase opens to a sophisticated interior featuring bold millwork, expansive porcelain, and wide-plank hardwood all illuminated by massive windows allowing plenty of natural light. The main level boasts formal living and dining rooms with 12 ft. ceilings, a private office, powder room, mudroom, and a gourmet eat-in kitchen with top-tier appliances. A 4-season sunroom with radiant in-floor heating and a family room with 11 ft. ceiling and stone fireplace create the perfect entertaining spaces. Upstairs, the sensational primary suite includes custom built-ins, spa-inspired 5-piece bath, private balcony, walk-in closet, and a custom dressing room fit for any wardrobe. Three additional bedrooms, all with ensuite baths (heated floors), and bedroom level laundry complete the upper level. The finished lower level offers a recreation area, home theatre, 2 bedrooms, full bath, second laundry, and kitchenette-ideal for family enjoyment or a multigenerational in-law suite. Step outside to a private resort-style retreat with heated saltwater pool (waterfalls, lights, fire features), sunken hot tub, outdoor kitchen with pizza oven, extensive hardscaping, artificial turf, storage shed, and an elite K-Array sound system. Upgrades include Control4 automation, integrated security with cameras, whole-home sound, and dual furnaces, A/Cs, and HRVs for comfort and efficiency. A rare opportunity to own one of Ancaster's most extraordinary residences!

Key facts

Property type
Detached, 2-Storey
MLS®
X13209994
Bedrooms
6 (4 + 2)
Bathrooms
6 (1 half)
Size
3500-5000
Lot
85 × 135 ft
Cross streets
Algonquin Avenue
Parking
2 garage · 8 parking (attached)
Driveway
Private Triple
Basement
Finished, Full
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stucco (Plaster)
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground, Salt
Property tax
$17,484 / 2025
Days on market
53
Listing brokerage
ROYAL LEPAGE STATE REALTY

Rooms

BreakfastMain4.42 × 4.42 m
BathroomMain0.00 × 0.00 m

2 Pc Bath

Primary BedroomSecond6.65 × 4.65 m
BathroomSecond0.00 × 0.00 m

3 Pc Ensuite

BathroomSecond0.00 × 0.00 m

3 Pc Ensuite

LaundrySecond0.00 × 0.00 m
SunroomMain5.44 × 4.27 m
OfficeMain4.17 × 3.66 m
BathroomSecond0.00 × 0.00 m

5 Pc Ensuite

Media RoomBasement6.93 × 3.96 m
Bedroom 3Second4.44 × 3.35 m
Bedroom 2Second4.27 × 3.66 m
RecreationBasement14.78 × 5.03 m
Bedroom 5Basement4.11 × 3.73 m
Bedroom 4Second4.62 × 4.11 m
OtherSecond3.96 × 3.66 m
FoyerMain2.74 × 3.73 m
LaundryBasement0.00 × 0.00 m
BathroomBasement0.00 × 0.00 m

3 Pc Bath

Dining RoomMain5.13 × 4.29 m
BathroomSecond0.00 × 0.00 m

3 Pc Ensuite

Living RoomMain4.29 × 3.96 m
Family RoomMain5.64 × 5.18 m
BedroomBasement3.81 × 3.66 m
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On location, this is a more car-dependent spot, so buyers here typically drive. Golf Links opposite Onondaga is about a 5-minute walk away. Worth weighing if transit access matters to you.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Heated floors: comfort and a premium-finish signal.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Income potential
  • Value driver
  • Lifestyle
  • Weigh carefully
Comparable listingsCurrently listed nearby in Ancaster · asking prices
$2.40Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

102 Cumming Court$2.50M373 Brookview Court$2.69M149 Miller Drive$2.00M

The 3 closest active listings nearby.

See all comparable homes
3.69MThis home2.50M2.69M2.00MThis home vs active comparables
Live market pulseActive comparables in Ancaster · median list $2.69M
$869this home / sqft
15active listings nearby
53days on market

This home lists 34% above the area average of $647/sqft.

49 days longer than the Hamilton average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Ancaster, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

17/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car — groceries and transit are a drive away.

🚉 Nearest transit: Golf Links opposite Onondaga, about 392 m away

20+ transit stops2 grocery16 dining12 parks4 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dundas
$1.03M
Westdale
$1.39M
Macassa
$735K
Gibson
$670K
Waterdown
$1.46M

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$16,841/mo
$690KIncome needed
5.4×Price ÷ income
$3,886Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $16,841Property tax $1,457Total carry $18,298

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$15,774per month

Mortgage amount $2,956,000 · 4.14% over 25 years

$739,000Down payment (20.0%)
$2,956,000Loan before insurance
$0CMHC premium
$17,231Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$15,774
Property tax
$1,457
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$17,231

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$78,850
Estimated closing costs
$78,850

Plus your down payment of $739,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$19,159/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,776,294Total interest paid
$4,732,294Total of all payments
Principal $2,956,000 Interest $1,776,294
YearPrincipalInterestBalance
1$69,249$120,043$2,886,751
2$72,145$117,146$2,814,606
3$75,163$114,129$2,739,442
4$78,307$110,985$2,661,135
5$81,583$107,709$2,579,553
6$84,995$104,297$2,494,558
7$88,550$100,741$2,406,007
8$92,254$97,038$2,313,753
9$96,113$93,179$2,217,640
10$100,133$89,158$2,117,507
11$104,322$84,970$2,013,185
12$108,685$80,606$1,904,499
13$113,232$76,060$1,791,268
14$117,968$71,324$1,673,300
15$122,902$66,389$1,550,398
16$128,043$61,249$1,422,355
17$133,399$55,893$1,288,956
18$138,979$50,313$1,149,977
19$144,792$44,500$1,005,185
20$150,849$38,443$854,336
21$157,158$32,133$697,178
22$163,732$25,560$533,446
23$170,581$18,711$362,865
24$177,716$11,576$185,149
25$185,149$4,142$0

At the end of your 5-year term

Total paid over the term
$946,459
Principal paid down
$376,447
Interest paid
$570,011
Balance remaining
$2,579,553

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
1.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.4%
Gross yield
− Property tax $17,484− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $59,614

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE STATE REALTY. MLS®/PropTx.

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