631-101 Shoreview Place, Hamilton, ON
Stoney Creek, Hamilton · MLS® X13212028
About this home
WATERFRONT PENTHOUSE WITH DIRECT LAKE VIEWS - SELLER FINANCING AVAILABLE AT 3.5% WITH 30% DOWN. Spacious condo offering stunning panoramic water views from all rooms. Featuring 2 bedrooms + Den/Office & 10' ceilings throughout. Thoughtfully upgraded, styled by an interior designer. Hardwood flooring runs throughout, while Granite countertops in the kitchen and both bathrooms add a sophisticated touch. Open-concept layout flows seamlessly between kitchen, dining, & living areas, w/large patio door & windows that bathe the space in natural light. Step onto balcony at the water's edge for a private retreat. Primary bedroom includes a full 3 pce ensuite & generous walk-in-closet space, while the second bedroom offers flexibility for guests, a home office, or family needs. Unit also offers a second full bathroom & in-suite laundry for added convenience. Additional features include thermal heating & cooling (no cost), plus underground parking close to elevator as an added bonus. Residents enjoy a rooftop terrace w/lounge seating, a fitness centre, bike storage area, & a party room w/kitchenette. The Waterfront Trail & sandy beach are just steps away for walking, cycling, swimming, kayaking, or paddle boarding. From sunrise to sunset, Lake Ontario's beauty is always present. The location is equally impressive, offering minutes to QEW, the Linc, the new Confederation GO Station, shopping, dining, and all other amenities. Great parks & the multi-million-dollar sports complex including pickle ball courts and cricket field are a short walk away. Don't miss the chance to make this lakefront property your own, where every day begins with a different view & every detail has been designed to impress. A unique opportunity to secure premium waterfront living with attractive seller financing at below-market interest rate. Ideal opportunity for self-employed professionals, down-sizers, retirees or buyers seeking financing flexibility to own a private, lakefront property.
Key facts
- Property type
- Condo Apartment, Multi-Level
- MLS®
- X13212028
- Bedrooms
- 3 (2 + 1)
- Bathrooms
- 2
- Size
- 900-999
- Cross streets
- Millen Road
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Roof
- Flat, Tar and Gravel
- Maintenance
- $687/mo
- Exposure
- North
- Property tax
- $5,369 / 2026
- Days on market
- 50
- Listing brokerage
- ROYAL LEPAGE STATE REALTY
Rooms
b/i appliances · backsplash · crown moulding
ceramic floor · open concept · overlooks living
Hardwood Floor
4 pc bath · ceramic floor · granite counters
hardwood floor · walk-in closet(s)
3 Pc Ensuite
hardwood floor · crown moulding · walk-out
Listing history
- Jun 30, 2026Listed$2,995
Price and status history from the listing board. Deemed reliable but not guaranteed.
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. At 330 South Service is about a 3-minute walk away.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Primary suite: a key comfort and resale feature.
- Open-concept layout: modern, sought-after flow.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Elevator: rare and valuable for accessibility and resale.
- Worth verifying
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 7 active listings nearby.
See all comparable homes35 days longer than the Hamilton average (15 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Stoney Creek, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: At 330 South Service, about 234 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $607,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,244
- Property tax
- $447
- Condo / maintenance fees
- $687
- Heating
- $0
- Estimated monthly cost
- $4,379
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $11,673
- Estimated closing costs
- $11,673
Plus your down payment of $151,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $194,645
- Principal paid down
- $77,419
- Interest paid
- $117,226
- Balance remaining
- $530,501
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE STATE REALTY. MLS®/PropTx.