981 MINERAL SPRINGS Road, Hamilton, ON
Rural Ancaster, Hamilton · MLS® X13229278
About this home
Welcome to 981 Mineral Springs Road! This extraordinary custom-built estate sits on a breathtaking 1.8-acre rolling property, offering exceptional privacy, stunning views, and a picturesque setting complete with the meandering Mineral Springs Creek and charming footbridge. The impressive natural stone façade and expansive windows create striking curb appeal while capturing the beauty of the surrounding landscape from nearly every room. A grand foyer opens to a spectacular great room featuring soaring vaulted ceilings, a floor-to-ceiling stone cladded propane fireplace, and walls of windows overlooking the property. The chef-inspired kitchen is beautifully appointed with custom walnut cabinetry, stone countertops and backsplash, a custom-made LaCanche 6-burner gas stove from Burgundy France, a built-in refrigerator, a large working island with a breakfast bar, and a walk-in pantry with a coffee station. The elegant dining room showcases coffered ceilings and distinctive wood and glass accents, flowing seamlessly to the vaulted covered patio with an outdoor fireplace-an incredible extension of the home's living and entertaining space. The private upper-level primary retreat features a dedicated office space, vaulted bedroom, wall-to-wall cabinets, a walk-in closet and a luxurious 5-piece ensuite with soaker tub, glass shower, double vanity, and private water closet. The walk-out lower level offers outstanding accommodations including two spacious bedrooms, each with its own 4-piece ensuite, an impressive family room, additional office space, laundry room, a full bathroom designed as a steam room, and direct access to the beautifully landscaped grounds. A rare offering where timeless architecture, exceptional craftsmanship, and a spectacular natural setting come together to create an unforgettable luxury lifestyle. Luxury Certified.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13229278
- Bedrooms
- 3 (1 + 2)
- Bathrooms
- 5 (1 half)
- Size
- 2000-2500
- Lot
- 24 × 474.83 ft
- Cross streets
- Sulpher Springs Rd
- Parking
- 2 garage · 10 parking (attached)
- Driveway
- Private, Private Double
- Basement
- Full, Walk-Out, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $11,988 / 2025
- Days on market
- 45
- Listing brokerage
- RE/MAX ESCARPMENT REALTY INC.
Rooms
Closet
5 Pc Ensuite
3 Pc Ensuite
Walk-In Closet(s)
2 Pc Bath
4 Pc Ensuite
3 Pc Bath
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn location, this is a more car-dependent spot, so buyers here typically drive. JERSEYVILLE at MARTIN is about a 29-minute walk away. Worth weighing if transit access matters to you.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Worth verifying
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 7 active listings nearby.
See all comparable homes43 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Rural Ancaster, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
🚉 Nearest transit: JERSEYVILLE at MARTIN, about 2.3 km away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $3,996,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $21,324
- Property tax
- $999
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $22,323
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $111,350
- Estimated closing costs
- $111,350
Plus your down payment of $999,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,279,448
- Principal paid down
- $508,892
- Interest paid
- $770,557
- Balance remaining
- $3,487,108
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.