422-1936 Rymal Road, Hamilton, ON
Stoney Creek Mountain, Hamilton · MLS® X13231614
About this home
The unit is being sold NEW from the builder. This spacious 1065sqft 2 Bedroom + Den, 2 Full Bath suite features 9 ft ceilings and premium upgrades throughout, including quartz countertops, an undermount sink, pot lights, vinyl plank flooring, and in-suite laundry. The primary bedroom offers two walk-in closets and a private ensuite, while the den provides a versatile space perfect for a home office or guest area. Enjoy a modern kitchen with stainless steel appliances, a private balcony, owned underground parking, and a storage locker. The building offers outstanding amenities, including a rooftop terrace with BBQs, a fully equipped fitness room, a party room, bicycle storage, and landscaped green spaces. With shopping, parks, schools, restaurants, transit, and quick highway access all nearby, this move-in-ready condo is perfect for downsizers, first-time buyers, and professionals seeking a vibrant, low-maintenance lifestyle.
Key facts
- Property type
- Condo Apartment, 1 Storey/Apt
- MLS®
- X13231614
- Bedrooms
- 1
- Bathrooms
- 2
- Size
- 1000-1199
- Cross streets
- Fletcher Rd & Rymal Rd E
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Heat Pump
- A/C
- Central Air
- Exterior
- Concrete, Stucco (Plaster)
- Maintenance
- $679/mo
- Exposure
- West
- Property tax
- $4,595 / 2025
- Days on market
- 45
- Listing brokerage
- ROYAL LEPAGE REALTY PLUS OAKVILLE
Rooms
Walk-In Closet(s)
3 Pc Ensuite
4 Pc Bath
Listed at $538,000, this home is about 17% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Priced above comparable homes overall, but the price per square foot ($489/sqft) is below the area, so you are paying for extra space rather than a premium.
There were not many closely comparable homes right in Stoney Creek Mountain, so I widened the search to the surrounding area.
Based on 12 similar homes nearby, adjusted for size, beds, and baths.Median of 12 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $612K, higher than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $580K
- Bedrooms −$30K
- Adjusts to $550K
That comparable adjusts to $550K; the $460K estimate above is the median of all 12 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. RYMAL at FLETCHER is about a 2-minute walk away.
Total price vs nearby homes. Fair value about $460K, median of 12 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Primary suite: a key comfort and resale feature.
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 11% below the area average of $552/sqft.
30 days longer than the Hamilton average (15 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Stoney Creek Mountain, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: RYMAL at FLETCHER, about 153 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $430,400 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,297
- Property tax
- $383
- Condo / maintenance fees
- $679
- Heating
- $0
- Estimated monthly cost
- $3,359
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $7,235
- Estimated closing costs
- $7,235
Plus your down payment of $107,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $137,806
- Principal paid down
- $54,812
- Interest paid
- $82,995
- Balance remaining
- $375,588
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REALTY PLUS OAKVILLE. MLS®/PropTx.