2589 Jerseyville Road, Hamilton, ON
Jerseyville, Hamilton · MLS® X13234614
About this home
Step into a piece of Ancaster history at 2589 Jerseyville Road W. Believed to have been built in 1911 as a wedding gift from the builder to his new bride, this charming 2.5-storey century home blends timeless character with everyday comfort in one of Ancaster's most sought-after locations. Rich in original details, the home features original hardwood flooring, doors, and door hardware, along with beautiful high-quality brickwork showcasing distinctive hand-crafted decorative mortar detailing. The main floor offers a welcoming foyer, spacious living room, dining room, and kitchen filled with warmth and character. The second level features two generous bedrooms, a versatile third room ideal as a nursery or home office, a 4-piece bathroom, walk-in linen closet, and access to a charming front balcony. Occupying the entire third floor, the private primary retreat offers a spacious bedroom, sitting area, and 3-piece ensuite bath, creating a peaceful sanctuary all its own. Set on a large fully fenced lot, the backyard is a nature lover's dream with mature gardens, raised planting beds, a pond, firefly-filled evenings, and abundant wildlife. Enjoy outdoor living from the deck, gathering area, and permitted firepit. Additional features include a playhouse, outhouse, greenhouse, rain barrels, and an impressive carriage house/barn with a dry upper level offering endless possibilities for storage, hobbies, or workshop space. With parking for up to five vehicles, plus street parking and easy access to Ancaster amenities, schools, parks, and major routes, this unique property offers a rare opportunity to own a truly special century home filled with history, character, and charm.
Key facts
- Property type
- Detached, 2 1/2 Storey
- MLS®
- X13234614
- Bedrooms
- 4
- Bathrooms
- 2
- Size
- 1100-1500
- Lot
- 66 × 165 ft
- Cross streets
- SUNNYRIDGE RD
- Parking
- 5 parking
- Driveway
- Private Double
- Basement
- Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $4,633 / 2026
- Days on market
- 48
- Listing brokerage
- RE/MAX REAL ESTATE CENTRE INC.
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 6 active listings nearby.
See all comparable homesThis home lists 21% above the area average of $541/sqft.
44 days longer than the Hamilton average (4 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Jerseyville, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car — groceries and transit are a drive away.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 21, 2026); conventional rates run a little higher.
Mortgage amount $679,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,628
- Property tax
- $386
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,014
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $13,473
- Estimated closing costs
- $13,473
Plus your down payment of $169,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $217,698
- Principal paid down
- $86,588
- Interest paid
- $131,110
- Balance remaining
- $593,332
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REAL ESTATE CENTRE INC.. MLS®/PropTx.