28 DEERVIEW Avenue, Hamilton, ON
Ancaster, Hamilton · MLS® X13234882
About this home
Experience refined living in this exquisite 3+1 bedroom home in the highly sought-after Deerview Estates. This stunning executive home features a bright and spacious main floor offering room for the whole family. Step into a gracious foyer that opens to an oversized living/ dining room combination and a reading room. The fabulous gourmet kitchen offers a supersized island, custom cabinetry, granite countertops, decorative mouldings and pot lights. Patio doors open to a beautifully landscaped backyard where you can enjoy endless summer fun in a beautiful salt water pool, cabana and patio area perfect for lounging and entertaining in style. The main level also features a full mud/ laundry room with a convenient side door access perfect for pets and kids. The second level offers 3 bedrooms, a beautiful primary retreat with a custom walk-in closet and a spa-like 5+ pc. ensuite. The ensuite includes a stand-alone tub and separate shower. A second bedroom also offers ensuite privileges to a 4 pc. bathroom. Enjoy a fully finished basement with a 4th bedroom, large recreation room with a cozy wood stove and 3 pc. bathroom. The basement also has ample storage space in the furnace room. Updates and features include fresh paint (2025), windows & exterior doors (2019), roof shingles (2017), owned water heater (2024), furnace/AC/humidifier (2021), professional landscaping (2021), and pool safety cover (2021). Located in the sought after Oakhill area just steps to scenic hiking trails in the Dundas Valley, parks, Ancaster Village shops, restaurants and easy highway access. Nothing to do but move in and enjoy
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13234882
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 4 (1 half)
- Size
- 2500-3000
- Lot
- 62.34 × 109.91 ft
- Cross streets
- Sulphur Springs to Deerview
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Private Double
- Basement
- Finished, Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Inground, Salt
- Property tax
- $11,100 / 2026
- Days on market
- 48
- Listing brokerage
- ROYAL LEPAGE STATE REALTY
Rooms
Listed at $1,695,000, this home is about 14% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Based on 13 similar homes nearby, adjusted for size, beds, and baths.Median of 13 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.79M, a bit higher.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.50M
- Adjusts to $1.50M
That comparable adjusts to $1.50M; the $1.49M estimate above is the median of all 13 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a more car-dependent spot, so buyers here typically drive. Wilson at Dalley is about a 15-minute walk away. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $1.49M, median of 13 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Primary suite: a key comfort and resale feature.
- Value driver
- Weigh carefully
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 12% above the area average of $548/sqft.
44 days longer than the Hamilton average (4 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Ancaster, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car — groceries and transit are a drive away.
🚉 Nearest transit: Wilson at Dalley, about 1.2 km away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 21, 2026); conventional rates run a little higher.
Mortgage amount $1,356,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,236
- Property tax
- $925
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $8,161
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $30,375
- Estimated closing costs
- $30,375
Plus your down payment of $339,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $434,167
- Principal paid down
- $172,687
- Interest paid
- $261,480
- Balance remaining
- $1,183,313
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE STATE REALTY. MLS®/PropTx.