2546 Wilson Street, Hamilton, ON
Rural Ancaster, Hamilton · MLS® X13237004
About this home
Escape to Your Private Country Sanctuary Experience the perfect blend of rustic charm and contemporary luxury in this beautifully renovated 3-bedroom, 4-bathroom hobby farm. Designed with "room to breathe," this property offers ultimate privacy without sacrificing convenience-modern amenities are just minutes away in either direction. The heart of the home features an open-concept living and dining area, ideal for hosting. The chef-inspired eat-in kitchen boasts sleek stainless steel appliances, a generous island with seating, and extensive pantry storage. For effortless living, the main floor hosts a primary retreat with a private ensuite, alongside a combined powder room and laundry center. Upstairs, you'll find two additional spacious bedrooms-each paired with its own dedicated bathroom. Outside, the expansive grounds are a blank canvas for a pool or a custom oasis, complemented by a large detached garage/workshop for the dedicated hobbyist.
Key facts
- Property type
- Detached, 1 1/2 Storey
- MLS®
- X13237004
- Bedrooms
- 3
- Bathrooms
- 4 (1 half)
- Size
- 1500-2000
- Lot
- 181.87 × 199.58 ft
- Cross streets
- 403 TO WILSON ST
- Parking
- 2 garage · 12 parking (detached)
- Basement
- Partial Basement
- Heating
- Baseboard
- A/C
- Other
- Exterior
- Vinyl Siding
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $4,294 / 2025
- Days on market
- 44
- Listing brokerage
- CMI REAL ESTATE INC.
Rooms
4 Pc Ensuite
4 Pc Ensuite
4 Pc Ensuite
3 Pc Bath
4 Pc Ensuite
2 Pc Bath
Combined w/Dining
Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn location, this is a more car-dependent spot, so buyers here typically drive. TRADEWIND at WILSON is about a 51-minute walk away. Worth weighing if transit access matters to you.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Primary suite: a key comfort and resale feature.
- Open-concept layout: modern, sought-after flow.
- Sold as-is / needs work: budget for renovation, the price should reflect the condition.
- Value driver
- Weigh carefully
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homes42 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Rural Ancaster, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
🚉 Nearest transit: TRADEWIND at WILSON, about 4.1 km away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $540,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,882
- Property tax
- $358
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,239
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $9,975
- Estimated closing costs
- $9,975
Plus your down payment of $135,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $172,898
- Principal paid down
- $68,769
- Interest paid
- $104,129
- Balance remaining
- $471,231
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CMI REAL ESTATE INC.. MLS®/PropTx.