163 Duke Street, Hamilton, ON
Durand, Hamilton · MLS® X13237234
About this home
Circa 1895 and located in Hamilton's sought-after Durand neighbourhood, this classic red brick home blends timeless Victorian character with thoughtful modern upgrades. Rich in original detail, the home showcases impressive ceiling heights on both floors, beautiful period mouldings and medallions, and an expansive primary bedroom complete with its own fireplace. A stunning two-storey rear addition fills the home with natural light and offers picturesque views of the award-winning private backyard gardens. The custom wood kitchen features elegant marble floors, new quartz countertops and backsplash, new appliances, and flows seamlessly into the dining room enhanced with custom wainscotting. Recent improvements include a new fireplace, on-demand tankless hot water system, new air conditioning, and a new sewage line with backwater valve for added peace of mind. Through 9-foot French doors, discover a true outdoor retreat with low maintenance Trillium Award-winning gardens, built-in BBQ, and exceptional privacy. Offering 3 bedrooms, 2 bathrooms, and rear laneway parking that can easily accommodate two vehicles again if desired. This is a rare opportunity to own a beautifully maintained piece of Hamilton history just steps from Durand Coffee, the shops and restaurants of Locke Street, and the best of downtown living.
Key facts
- Property type
- Detached, 2 1/2 Storey
- MLS®
- X13237234
- Bedrooms
- 3
- Bathrooms
- 2 (1 half)
- Size
- 2000-2500
- Lot
- 23.05 × 137.18 ft
- Cross streets
- Hess St
- Parking
- 2 parking
- Driveway
- Lane, Private
- Basement
- Unfinished
- Heating
- Forced Air
- A/C
- Central Air, Other
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Metal
- Sewer
- Sewer
- Property tax
- $7,530 / 2025
- Days on market
- 44
- Listing brokerage
- COLDWELL BANKER COMMUNITY PROFESSIONALS
Rooms
Fireplace
Skylight
Fireplace
Listed at $999,900, this home is tracking about 19% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $754K, lower than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.10M
- Bedrooms −$30K
- Adjusts to $1.07M
That comparable adjusts to $1.07M; the $1.23M estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a very walkable address with everyday errands close by. HESS at DUKE is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $1.23M, median of 8 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 25% below the area average of $589/sqft.
42 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Durand, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: HESS at DUKE, about 70 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $799,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,269
- Property tax
- $628
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,896
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,473
- Estimated closing costs
- $16,473
Plus your down payment of $199,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $256,120
- Principal paid down
- $101,870
- Interest paid
- $154,250
- Balance remaining
- $698,050
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of COLDWELL BANKER COMMUNITY PROFESSIONALS. MLS®/PropTx.