36 Buckingham Drive, Hamilton, ON

Westcliffe, Hamilton · MLS® X13241724

$889,500
For Sale
Listed 44 days ago
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5Bedrooms
3Bathrooms
1Garage · 5 parking
1500-2000Sq Ft

About this home

Exceptional opportunity in the sought-after Westcliffe neighborhood on Hamilton Mountain. This well-maintained home has been owned and cared for by the same family for over 50 years, reflecting true pride of ownership. Set on a large lot within a low-traffic court, the property offers rare depth and privacy. The main floor features a spacious eat-in kitchen with ample storage, large windows, and backyard views. The living and dining area with original hardwood flooring and a fireplace is filled with natural light, an excellent setting for entertaining. A main floor den provides flexibility for a home office, guest room, or additional bedroom. The second floor includes four bedrooms, with one currently converted to a convenient second-floor laundry (easily reverted if desired). Original hardwood flooring remains beneath the upstairs carpet. The walk-out basement offers a retro 1970s rec room with wood paneling and a fireplace, creating a gathering space full of character. Bsmt also includes a second kitchen, bathroom, laundry, and separate entrance, well-suited for an in-law suite or income potential. Exterior features include a concrete driveway and a walkway to the backyard. The elevated rear deck overlooking the yard and views toward Hamilton and Lake Ontario creates an almost country-like setting within the city. Unlike new subdivisions, this property features a larger lot within an established setting. Close to schools, shopping, transit, parks, trails, Chedoke stairs, and recreation centers, with quick highway access. A rare opportunity on Hamilton Mountain. See the feature sheet for details.

Key facts

Property type
Detached, 2-Storey
MLS®
X13241724
Bedrooms
5 (4 + 1)
Bathrooms
3 (1 half)
Size
1500-2000
Lot
45 × 163 ft
Cross streets
Mohawk / Upper Paradise
Parking
1 garage · 5 parking (attached)
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Block
Roof
Fibreglass Shingle
Sewer
Sewer
Property tax
$6,199 / 2025
Days on market
44
Listing brokerage
THE AGENCY

Rooms

Primary BedroomSecond3.63 × 3.41 m

Broadloom

FoyerMain3.58 × 4.14 m

Tile Floor

KitchenMain5.89 × 3.58 m

tile floor · eat-in kitchen

DenMain3.77 × 2.70 m

Hardwood Floor

Living RoomMain3.77 × 8.24 m

hardwood floor · combined w/dining · fireplace

BathroomMain1.48 × 1.47 m

Tile Floor

Moe’s TakeTeam Asgarian · Broker
In line
$890Kest. value

Listed at $889,500, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Westcliffe, so I widened the search to the surrounding area.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $930K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $849K
  • Bedrooms +$30K
  • Adjusts to $879K

That comparable adjusts to $879K; the $890K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. SANATORIUM at WEST 26TH is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$879KGreat deal$1.01MOverpriced

Total price vs nearby homes. Fair value about $890K, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Walk-out basement: natural light and strong in-law or income potential.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Income potential
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$832kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

4 Cutts Crescent$850k30 Carriagegate Drive$860k443 Eleventh Road$849k59 Forestview Drive$1000k545 Mohawk Road$600k

The 5 closest of 7 active listings nearby.

See all comparable homes
890kThis home850k860k849k1000k600kThis home vs active comparables
Live market pulseActive comparables in Westcliffe · median list $750K
$508this home / sqft
6active listings nearby
44days on market

This home lists 14% below the area average of $590/sqft.

42 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Westcliffe, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

73/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: SANATORIUM at WEST 26TH, about 101 m away

20+ transit stops2 grocery16 dining20+ parks5 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Westdale
$1.39M
Dundas
$1.05M
Gibson
$670K
Ancaster
$1.23M
Delta
$729K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,054/mo
$175KIncome needed
5.1×Price ÷ income
$936Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $4,054Property tax $517Total carry $4,571

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,797per month

Mortgage amount $711,600 · 4.14% over 25 years

$177,900Down payment (20.0%)
$711,600Loan before insurance
$0CMHC premium
$4,314Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,797
Property tax
$517
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,314

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,265
Estimated closing costs
$14,265

Plus your down payment of $177,900. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,612/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$427,609Total interest paid
$1,139,209Total of all payments
Principal $711,600 Interest $427,609
YearPrincipalInterestBalance
1$16,670$28,898$694,930
2$17,368$28,201$677,562
3$18,094$27,474$659,468
4$18,851$26,717$640,617
5$19,639$25,929$620,978
6$20,461$25,107$600,517
7$21,317$24,252$579,200
8$22,208$23,360$556,991
9$23,137$22,431$533,854
10$24,105$21,463$509,749
11$25,113$20,455$484,635
12$26,164$19,404$458,471
13$27,258$18,310$431,213
14$28,398$17,170$402,815
15$29,586$15,982$373,228
16$30,824$14,744$342,404
17$32,113$13,455$310,291
18$33,456$12,112$276,835
19$34,856$10,712$241,979
20$36,314$9,254$205,665
21$37,833$7,736$167,832
22$39,415$6,153$128,417
23$41,064$4,504$87,353
24$42,782$2,787$44,571
25$44,571$997$0

At the end of your 5-year term

Total paid over the term
$227,842
Principal paid down
$90,622
Interest paid
$137,219
Balance remaining
$620,978

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.9%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $6,199− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,044

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of THE AGENCY. MLS®/PropTx.

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