229 Millen Road, Hamilton, ON

Stoney Creek, Hamilton · MLS® X13245472

$1,199,990
For Sale
Listed 48 days ago
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4Bedrooms
5Bathrooms
2Garage · 8 parking
2500-3000Sq Ft

About this home

Custom built, this exceptional Stoney Creek home offers approximately 2,887 sq. ft. above grade on a rare 50' x 220' lot. One of the home's most sought-after features is the spacious main-floor in-law suite with its own private entrance, full kitchen, bedroom, 4-piece bathroom, living area, and walkout to a private deck overlooking the backyard. Ideal for multigenerational living, extended family, guests, or potential income opportunities.The main living area features hardwood flooring, soaring vaulted ceilings, and a beautifully updated kitchen with a showstopping quartz island, integrated bar fridge, built-in oven, and stainless steel appliances. A convenient 2-piece powder room completes the main floor.Upstairs, you'll find three generous bedrooms and two full bathrooms, including a spacious primary retreat with a walk-in closet and private 4-piece ensuite. A loft-style landing overlooking the main living area is ideal for a home office, reading nook, play area, or lounge.The basement extends beneath both the main residence and the in-law suite, offering substantial additional space, including a large finished area for recreation or family living, a separate unfinished storage area, a 3-piece bathroom, and convenient interior access to the generously sized attached two-car garage.Major updates completed within the last three years include the furnace, central air conditioner, and roof with 35-year shingles. Additional highlights include parking for up to six vehicles and an exceptionally deep lot rarely found in the area.An exceptional opportunity to own a custom home offering space, flexibility, and functionality in one of Stoney Creek's most desirable locations.

Key facts

Property type
Detached, 2-Storey
MLS®
X13245472
Bedrooms
4
Bathrooms
5 (1 half)
Size
2500-3000
Lot
50 × 220 ft
Cross streets
King/Millen
Parking
2 garage · 8 parking (attached)
Driveway
Private Triple
Basement
Full, Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick Front, Stucco (Plaster)
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,528 / 2026
Days on market
48
Listing brokerage
MICHAEL ST.JEAN REALTY INC.

Rooms

Primary BedroomSecond4.19 × 4.34 m
KitchenMain3.20 × 3.61 m
RecreationBasement10.08 × 7.24 m
Dining RoomMain3.15 × 5.18 m
BedroomSecond2.97 × 3.33 m
BedroomMain3.10 × 4.34 m
BedroomSecond2.79 × 3.33 m
KitchenMain4.70 × 5.08 m
Living RoomMain8.41 × 7.34 m

Combined w/Dining

Living RoomMain5.36 × 5.23 m
Moe’s TakeTeam Asgarian · Broker
Above comparables
$992Kest. value

Listed at $1,199,990, this home is about 21% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($436/sqft) is below the area, so you are paying for extra space rather than a premium.

In Stoney Creek lately, sellers have been getting about 95% of asking and homes sell in about 37 days.

Based on 26 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 26 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.10M, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $1.18M
  • Bedrooms −$27K
  • Bathrooms +$14K
  • Adjusts to $1.16M

That comparable adjusts to $1.16M; the $992K estimate above is the median of all 26 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

List price
$937KGreat deal$1.20MOverpriced

Total price vs nearby homes. Fair value about $992K, median of 26 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.19Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

349 Braithwaite Avenue$1.20M59 Renata Court$1.37M76 McWatters Street$998k

The 3 closest active listings nearby.

See all comparable homes
1.20MThis home1.20M1.37M998kThis home vs active comparables
Live market pulseActive comparables in Stoney Creek · median list $1.28M
$436this home / sqft
14active listings nearby
48days on market
46sold nearby · 90 days
$780Kmedian sold price
95%of asking, on average

This home lists 13% below the area average of $503/sqft.

45 days longer than the Hamilton average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Stoney Creek, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stoney Creek Mountain
$880K
Crown Point
$618K
Hamilton Beach
$1.45M
Raleigh
$615K
Rural Glanbrook
$759K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,469/mo
$232KIncome needed
5.2×Price ÷ income
$1,262Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $5,469Property tax $627Total carry $6,096

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,123per month

Mortgage amount $959,992 · 4.14% over 25 years

$239,998Down payment (20.0%)
$959,992Loan before insurance
$0CMHC premium
$5,750Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,123
Property tax
$627
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,750

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,475
Estimated closing costs
$20,475

Plus your down payment of $239,998. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,222/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$576,870Total interest paid
$1,536,862Total of all payments
Principal $959,992 Interest $576,870
YearPrincipalInterestBalance
1$22,489$38,985$937,503
2$23,430$38,044$914,073
3$24,410$37,064$889,663
4$25,431$36,043$864,232
5$26,495$34,980$837,737
6$27,603$33,871$810,134
7$28,758$32,717$781,376
8$29,961$31,514$751,416
9$31,214$30,261$720,202
10$32,519$28,955$687,682
11$33,880$27,595$653,803
12$35,297$26,178$618,506
13$36,773$24,701$581,733
14$38,311$23,163$543,422
15$39,914$21,561$503,508
16$41,583$19,891$461,925
17$43,323$18,152$418,602
18$45,135$16,340$373,467
19$47,023$14,452$326,444
20$48,990$12,485$277,455
21$51,039$10,436$226,416
22$53,174$8,301$173,242
23$55,398$6,077$117,844
24$57,715$3,759$60,129
25$60,129$1,345$0

At the end of your 5-year term

Total paid over the term
$307,372
Principal paid down
$122,255
Interest paid
$185,117
Balance remaining
$837,737

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
3.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.3%
Gross yield
− Property tax $7,528− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $47,142

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of MICHAEL ST.JEAN REALTY INC.. MLS®/PropTx.

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