163 Spitfire Drive, Hamilton, ON
Mount Hope, Hamilton · MLS® X13248264
About this home
Welcome to this beautifully upgraded family home in the desirable community of Mount Hope, offering elevated living with stunning unobstructed views overlooking Hamilton Airport. Showcasing impressive curb appeal with a modern stone exterior and elegant pot-light accents, this home perfectly blends luxury, comfort, and functionality. Step inside to discover a bright open-concept main floor featuring coffered ceilings and a seamless flow between the living, dining, and kitchen areas-ideal for both everyday family living and entertaining guests. The chef-inspired kitchen is designed to impress with granite countertops, a large breakfast island, stylish lighting, and walk-out access to the backyard. Upstairs offers 4 spacious bedrooms, 3 bathrooms, and convenient upper-level laundry. The luxurious primary retreat features a coffered ceiling, oversized windows, a walk-in closet with door sensor, and a spa-inspired 5-piece ensuite. A second bedroom enjoys its own private 3-piece ensuite, while the remaining bedrooms provide generous space for the entire family. This home is loaded with premium upgrades and smart-home features including rough-ins for central vacuum and EV charger, smart wiring throughout, soffit security camera, garage door opener, roof outlet for holiday lighting, conduit from basement to attic, occupancy sensors, and more. Nearly $120,000 has been invested in upgrades, appliances, and a professionally finished basement. The finished lower level offers exceptional versatility with 2 additional bedrooms, a spacious living area, and a kitchen setup, making it ideal for extended family, guests, or potential in-law living. Conveniently located steps to Bus Route 20, with easy access to downtown Hamilton, GO Transit to Toronto, schools, parks, shopping, and major amenities. A rare opportunity to own a thoughtfully upgraded, move-in ready home in one of Hamilton's growing and family-friendly communities-don't miss it!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13248264
- Bedrooms
- 6 (4 + 2)
- Bathrooms
- 5 (1 half)
- Size
- 2500-3000
- Lot
- 40 × 88.09 ft
- Cross streets
- Hwy 6/Hwy 403/Airport
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Private Double
- Basement
- Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $6,506 / 2025
- Days on market
- 42
- Listing brokerage
- ROYAL LEPAGE IGNITE REALTY
Rooms
granite counters · tile floor · sliding doors
access to garage · tile floor · granite floor
closet · window
closet · window
hardwood floor · coffered ceiling(s) · open concept
vinyl floor · above grade window · window
tile floor · window
3 pc ensuite · closet · overlooks frontyard
hardwood floor · coffered ceiling(s) · window
5 pc ensuite · dropped ceiling · double doors
vinyl floor · pot lights
Vinyl Floor
Listed at $999,999, this home is about 30% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
There were not many closely comparable homes right in Mount Hope, so I widened the search to the surrounding area.
Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.05M, lower than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.50M
- Adjusts to $1.50M
That comparable adjusts to $1.50M; the $1.43M estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. AIRPORT at PROVIDENT is about a 4-minute walk away.
Total price vs nearby homes. Fair value about $1.43M, median of 7 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Open-concept layout: modern, sought-after flow.
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 7 active listings nearby.
See all comparable homesThis home lists 39% below the area average of $595/sqft.
40 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Mount Hope, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: AIRPORT at PROVIDENT, about 350 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $799,999 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,269
- Property tax
- $542
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,811
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,475
- Estimated closing costs
- $16,475
Plus your down payment of $200,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $256,146
- Principal paid down
- $101,880
- Interest paid
- $154,265
- Balance remaining
- $698,119
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE IGNITE REALTY. MLS®/PropTx.